Apex bank serving Ghana's community banking sector, organising corporate governance training and guiding member institutions through regulatory transition.
… LC), Finance Houses, the Association of Rural Banks, the Credit Union Association, the Ghana Microfinance Institutions Network (GHAMFIN), the Ghana Association of Microcredit Companies (MCAG), the Ghana Co-operative Susu Collectors Association (GCSCA), GHASSFIN, and ARB Apex Bank …
… Raising the Bar for Leadership The training programme, organised in collaboration with ARB Apex Bank Plc, is tailored to deepen participants’ understanding of governance principles and emerging issues affecting community banks. …
… As an LMP, GN Savings and Loans could engage in micro-credit and savings mobilisation within clearly defined parameters, supervised by the Credit Union Association and Apex Bank rather than directly by BoG. …
… The Head of the Human Capital Department at ARB Apex Bank PLC, Francisca Dedei Afutu, commended the Board, Management and Staff of the bank for their strong financial performance during the year under review. …
The Acting Managing Director of ARB Apex Bank, Curtis William Brantuo, says community banking sector is currently undergoing major reforms under the leadership of the Bank of Ghana (BoG) to build stronger, resilient, and well-capitalised banks capable of safeguarding depositor fu …
… Curtis William Brentuo, Acting Managing Director of ARB Apex Bank and guest speaker at the AGM, highly commended Asutifi Rural Bank’s newfound profitability and urged the leadership team to work hard to meet the upcoming capital deadline. …
… Commendation / Advice The Kumasi Manager of ARB Apex Bank, Leonard Maasang who delivered an address on behalf of the Acting Managing Director, Curtis Brentuo, congratulated the shareholders, Board, and Management of the Bank for another exceptional performance of the Bank. …
Acting Managing Director of ARB Apex Bank, Curtis William Brantuo, has reaffirmed the Bank’s commitment to supporting vulnerable institutions in Ghana after leading a delegation to donate essential items to the Senior Correctional Centre at Roman Ridge in Accra. …
… The Sunyani Branch Manager of ARB Apex Bank, Susan Boateng, who represented the Acting Managing Director of ARB Apex Bank, Curtis William-Brantuo, commended Nsoatreman Community Bank for expanding its branch network and urged the bank to maintain high service standards as it grow …
Sonzele Community Bank has launched a share mobilisation campaign to meet the Bank of Ghana's GH₵5 million minimum capital requirement by December 2026, while declaring a 25.8% dividend for 2025. The bank, currently at GH₵2.28 million in stated capital, saw total assets grow 19.19% to GH₵84.3 million last year.
Sonzele Community Bank has launched a share mobilisation campaign to meet the Bank of Ghana's GH₵5 million minimum capital requirement by December 2026, while declaring a 25.8% dividend for 2025. The bank, currently at GH₵2.28 million in stated capital, saw total assets grow 19.19% to GH₵84.3 million last year.
Chief Justice Paul Baffoe-Bonnie has cautioned that Ghana's justice system must remain accessible to every citizen and not serve only influential individuals and large organisations, stressing that the true strength of the legal system should be measured by the protection it offers ordinary Ghanaians in their daily lives.
The Governor of the Bank of Ghana announced sweeping reforms to the rural banking sector, including its transition to community banking and introduction of urban community banks, aimed at expanding financial inclusion and supporting inclusive economic growth. The reforms were announced at the Rural Banking@50 Celebration event in Accra.
At a Rural Banking @50 celebration, Justice Sophia Rosetta Bernasko highlighted the link between financial inclusion, community development and access to justice, urging Ghana's banking sector to build on trust, integrity and good governance. She welcomed the sector's transition from rural banking to community banking, noting that "community" reflects the institutions' purpose and the people they serve rather than merely their geographic location.
Justice Sophia Rosetta Bernasko, Chairperson of the Judicial Service Gender Equity Committee, has highlighted the vital role of community banking in promoting financial inclusion, access to justice, and sustainable economic development. She noted that the sector's transition from rural banking reflects a renewed focus on serving people rather than merely identifying the location of financial institutions.
The Bank of Ghana has announced that all Rural and Community Banks must transition into a unified Community Banking Sector by December 31st, 2026, ending the traditional rural banking model established in 1976 and replacing it with a modernized framework designed to remove geographical constraints and accelerate financial inclusion.
Bawjiase Community Bank Plc recorded profit before tax of GH¢9.35 million in 2025, up 24.1 percent from GH¢7.53 million the previous year, as total assets climbed nearly 25 percent to GH¢161.98 million and customer deposits surged 31.5 percent to GH¢124.05 million, driven by a transformation programme launched in December 2024 aimed at strengthening financial performance and positioning the bank for expansion through digital banking and new markets.
Nandom Community Bank's total assets reached 81.83 million Ghana cedis with profit before tax rising to 2.10 million cedis in 2025, but stakeholders are urging shareholders to inject fresh capital to meet the Bank of Ghana's 5-million-cedi minimum threshold by December 2026.
Amanano Community Bank recorded a historic profit of GH¢19.2 million in 2025, the highest annual earnings since its establishment in 1982. The bank has increased its capital to GH¢7 million and plans to introduce diaspora banking services and enhanced digital platforms.
Stanbic Investment Management Services has called for stronger collaboration between rural and community banks, fintech firms, and mobile money operators to deepen financial inclusion and improve livelihoods across Ghana. The executive stressed that such partnerships would expand investment opportunities and banking access for underserved communities.
The Bank of Ghana has agreed to establish a joint industry committee with microfinance institutions, savings and loans companies, and other financial sector players to address concerns over proposed regulatory reforms. The committee will serve as a bridge between the regulator and industry stakeholders as discussions continue on the implementation of the new framework.
The Association of Community Banks Ghana has opened its 2026 Corporate Governance Certification Training Programme to equip board members and CEOs with skills for managing institutions in Ghana's evolving financial landscape. The programme, organised with ARB Apex Bank Plc, covers governance best practices, risk management, prudential regulations, and strategic decision-making.
Experts at The Money Summit 2026 affirmed that Ghana's 147 community banks are essential for deepening financial inclusion and grassroots economic transformation, particularly by serving the informal economy which accounts for roughly 80 percent of local economic activity.
Following a May 21, 2026 court judgment in its favour, GN Savings and Loans faces renewed obstacles to re-entry under Ghana's revised Microfinance Sector Framework (Notice No. BG/GOV/SEC/2026/03), which introduces stricter capital requirements and supervisory regimes. Beyond legal victory, the institution must rebuild trust and market relevance in a transformed sector since the 2019 financial clean-up.
Lower Pra Community Bank in the Western Region recorded profit before tax of more than GH¢35.1 million in 2025, a 61.14 percent increase year-on-year, with total assets expanding nearly 30 percent to GH¢491.7 million. The bank's Capital Adequacy Ratio stood at 22.17 percent, above the Bank of Ghana's 13 percent regulatory benchmark.
The Acting MD of ARB Apex Bank says the Bank of Ghana's reforms in community banking are designed to build stronger, more resilient, well-capitalised banks that can protect depositors and support local development, not serve as punitive measures. ARB Apex Bank remains committed to guiding member institutions through the regulatory transition with operational support and capacity building.
Asutifi Rural Bank PLC posted a profit before tax of GHS 3,591,004 for 2025, rebounding from a loss of GHS 2,054,164 in 2024, driven by a strategic shift toward customer lending away from government securities and aggressive cost-containment measures. Total loans and advances increased by 31.7% to GHS 23.83 million in 2025.
Adansi Rural Bank PLC recorded a Profit before Tax of approximately GH¢31.3 million in 2025, up 28.61% from GH¢24.3 million the previous year, and the Board has proposed a total dividend payment of GH¢8.9 million, equivalent to GH¢0.13 per share.
ARB Apex Bank has donated food items, smart television sets and other supplies to the Senior Correctional Centre at Roman Ridge in Accra as part of its corporate social responsibility initiative. The Deputy Director of Prisons said the donation would help create a more comfortable environment for the young people held at the facility, which is Ghana's only juvenile correctional centre.
Nsoatreman Community Bank has opened a new branch in Berekum, bringing its total branch network to eight across the Bono, Bono East and Ahafo Regions. The expansion aims to bring banking services closer to customers in the municipality and surrounding communities.
The Nifahene of Berekum Traditional Area has raised concerns that some bank staff are allegedly disclosing customers' confidential information, including account balances, to third parties, which he says is discouraging people from using formal financial services and enabling robbery and fraud. He has called on the Bank of Ghana and financial regulators to strengthen oversight of banking institutions to curb such practices.