Verbatim sentences from the source article.
Joy Online
… One that the official statistics never print. ******** The writer: Dr. Genevieve Sedalo, Department of Marketing, University of Professional Studies, Accra
The human face of digital finance and its hidden costTelecel Ghana has introduced Eco SIM, a biodegradable card made with 90 percent less plastic than conventional SIMs while delivering the same voice, data, and MoMo services. The move addresses Ghana's plastic waste problem, where 1.1 million tonnes are generated annually, with only 5 percent collected for recycling.
18 August 2026 · The Chronicle →
Telecel Ghana has introduced Eco SIM, a biodegradable card made with 90 percent less plastic than conventional SIMs while delivering the same voice, data, and MoMo services. The move addresses Ghana's plastic waste problem, where 1.1 million tonnes are generated annually, with only 5 percent collected for recycling.
18 August 2026 · The Chronicle →
Telecel Ghana has launched Eco SIM cards made with 90 percent less plastic than conventional SIMs while delivering the same voice, data, and MoMo services. The move addresses Ghana's plastic waste challenge, where an estimated 1.1 million tonnes of plastic waste is generated annually, with only 5 percent collected for recycling.
17 August 2026 · Joy Online →
Finance Minister Dr. Cassiel Ato Forson announced in the 2026 Budget a commitment of GH¢401 million in new equity for the Women's Development Bank, representing the largest single fiscal commitment ever made to women-led enterprises in Ghana's history. The announcement comes as women lead 44.6 per cent of the country's micro, small, and medium enterprises.
6 August 2026 · Joy Online →
Ghana ranks third globally for women's business ownership at 37.2 per cent, with women leading 44.6 per cent of micro, small, and medium enterprises, yet a gender financing gap of $42 billion on the continent and widening gender gap in formal financial account ownership limit women's access to credit. The article argues fintech must redesign credit products around real female income patterns, such as seasonal lending aligned with harvest cycles and market-day cash flow patterns.
21 July 2026 · Joy Online →
An opinion piece argues that Ghana's rural inclusion gap requires concrete action beyond diagnosis: coordinated rural connectivity plans involving government, the National Communications Authority, telcos, and the Ministry of Energy; public-private partnerships to fund shared network towers and solar-powered agent points; and investment in training and compensating mobile money agents as frontline financial workers.
10 July 2026 · Daily Guide →
An opinion piece argues that Ghana's rural financial inclusion gap requires concrete action on infrastructure, mobile coverage, electricity supply, and training of mobile money agents, rather than vague corporate commitments.
6 July 2026 · Joy Online →
Ghana's digital finance sector has grown to include over sixty-five million mobile money accounts with annual transaction values in the trillions of cedis, but customers lack a single, clear document explaining their rights and protections; existing guidelines from the Bank of Ghana and Ministry of Finance are scattered across separate documents and not accessible to everyday users.
3 June 2026 · Joy Online →
Ghana's businesses are increasingly choosing cash payments over mobile money and digital alternatives, citing transaction fees that erode thin margins and frustration with network failures. Cash eliminates payment uncertainty and processing costs that digital systems impose on merchants.
19 May 2026 · Daily Guide →
Ghanaian businesses are increasingly reverting to cash-only transactions rather than digital payments, citing transaction fees that erode profit margins and network failures that create payment uncertainty and customer frustration.
18 May 2026 · Joy Online →
Ghanaian customers are becoming more vocal and confident when dealing with financial institutions, asking questions about fees and receipts instead of passively accepting transactions. Public education and social media conversations have built a generation of users who understand their stake in how the financial system works.
7 May 2026 · Joy Online →
Ghana's mobile money system has achieved high transaction volumes and outnumbered bank accounts, but the success relies on informal agents who educate financially illiterate customers without proper training or compensation from the state or telcos.
30 April 2026 · Joy Online →