Head of Fintech and Innovation at the Bank of Ghana, leading regulatory work on virtual assets, digital fraud prevention, and financial inclusion.
Verbatim sentences from the source article.
Joy Online
… The Bank of Ghana is represented by Elhanan Owureku Asare and Philip Kwaw Sebuabe, while the Securities and Exchange Commission (SEC) is represented by Emmanuel Mensah Thompson and Richard Kwame Dusi. …
BoG to roll out crypto guidelines soon, clear path for licensing – AsiamaJoy Online
… The Bank of Ghana is represented by Elhanan Owureku Asare and Philip Kwaw Sebuabe, while the Securities and Exchange Commission (SEC) is represented by Emmanuel Mensah Thompson and Richard Kwame Dusi.
BoG calls for stronger oversight as Ghana launches Virtual Assets CommitteeJoy Online
… On the sidelines of the event, the Head of the Fintech and Innovation Department at the Bank of Ghana (BoG), Elhanan Owureku Asare, said regulators are establishing the necessary structures, systems, and processes to ensure the timely and orderly operationalisation of the new Act …
BoG and SEC roll out Ashanti NaVALI initiative to drive responsible virtual asset adoptionJoy Online
Ghana must move beyond expanding access to financial services and focus on improving the financial well-being of its citizens if it is to achieve sustainable economic growth, that’s according to Head of FinTech and Innovation at the Bank of Ghana (BoG), Elhanan Owureku Asare. …
BoG calls for shift from financial access to financial health to deepen inclusionJoy Online
The Head of the Fintech and Innovation Department at the Bank of Ghana, Elhanan Owureku Asare, says Ghana’s digital economy is not facing a trust crisis, but cautioned that failure to address rising fraud could erode public confidence in digital financial services. …
We don’t have a trust crisis – BoG urges vigilance against rising digital fraudJoy Online
… Speakers expected at the forum include the Head of Fintech and Innovation at the Bank of Ghana, Elhanan Owureku Asare; Economist Professor Godfred Bokpin; Chief Executive Officer of the Ghana Association of Banks, John Awuah; Executive Chairman of the e-Crime Bureau, Dr Albert An …
JoyNews’ Digital Economy forum aiming to shape Ghana’s digital future comes off tonightJoy Online
… The concern mirrors an earlier warning by the Head of Fintech and Innovation at the Bank of Ghana, Elhanan Owureku Asare, who said technology can protect systems from hacking, but users can still be manipulated into surrendering the very authentication details meant to protect th …
Technology alone can’t protect careless digital finance users – Ghana Association of BanksJoy Online
The Head of Fintech and Innovation at the Bank of Ghana, Elhanan Owureku Asare, says it is difficult to conclude that existing punishments for digital financial fraud are enough to deter offenders. …
BoG questions whether punishment for digital fraud offers enough deterrenceJoy Online
… Head of Fintech and Innovation at the Bank of Ghana, Elhanan Owureku Asare, says Ghana has made strong progress in financial inclusion, but must now focus on financial health. …
Mobile-money histories should unlock loans, insurance for informal workers – BoG fintech headJoy Online
… But the Head of Fintech and Innovation at the Bank of Ghana, Elhanan Owureku Asare, says the dispute should not distract from the bigger risk: fraud can move across the entire financial system. …
Banks, fintechs trade claims over regulatory burden as fraud risks growThe Bank of Ghana will roll out guidelines for virtual assets and cryptocurrency to regulate and license eligible service providers in the sector. Governor Johnson Asiama said the regulations are necessary to protect Ghanaians, as cryptocurrency use continues regardless of past attempts to ignore it.
7 September 2026 · Joy Online →
The Bank of Ghana will roll out guidelines for virtual assets and cryptocurrency to regulate and license eligible service providers in the sector. Governor Johnson Asiama said the regulations are necessary to protect Ghanaians, as cryptocurrency use continues regardless of past attempts to ignore it.
7 September 2026 · Joy Online →
The Bank of Ghana Governor called for stronger and more coordinated oversight of Ghana's virtual asset sector to safeguard financial stability, protect consumers, and address emerging risks. The new Virtual Assets Coordinating Committee will facilitate harmonised implementation of the Virtual Assets Service Providers Act, 2025, strengthen information sharing among regulators, and support responses to risks including money laundering, terrorist financing, cybersecurity, and consumer protection.
25 August 2026 · Joy Online →
Ghana's Bank of Ghana and Securities and Exchange Commission have launched the Ashanti Regional phase of the National Virtual Asset Literacy Initiative (NaVALI) to protect financial stability and ensure responsible innovation in virtual assets following enactment of the Virtual Asset Service Providers Act 2025. The initiative, anchored on strengthening institutional capacity for regulation and driving nationwide awareness of virtual asset risks, aims to prevent uninformed adoption as the sector evolves.
10 August 2026 · Joy Online →
The Head of FinTech and Innovation at the Bank of Ghana has called for a shift from simply expanding access to financial services to improving the financial well-being of Ghanaians, arguing that while the country has increased payments and account access, products offering long-term security—such as savings, credit, insurance, and pensions—remain unavailable to many, particularly women, informal workers, rural communities, and MSMEs.
28 July 2026 · Joy Online →
The Head of the Fintech and Innovation Department at the Bank of Ghana says the country does not currently face a trust crisis in its digital economy, but cautioned that rising fraud could erode public confidence if not addressed. He noted that while fraud figures appear concerning, the proportion of fraudulent transactions remains relatively small compared to the overall volume of digital transactions since mobile money's introduction.
22 July 2026 · Joy Online →
Ghana's maiden Digital Economy Forum airs tonight at 8 p.m. on JoyNews and Joy FM, bringing together policymakers, regulators, financial institutions, and academics to discuss digital fraud's impact on consumer confidence and business growth.
22 July 2026 · Joy Online →
Ghana Association of Banks CEO John Awuah says technology alone cannot protect digital finance users who expose passwords, PINs, cards and account details to fraudsters; he emphasizes that while banks invest heavily in cybersecurity and comply with strict security standards, users themselves remain critical to the security chain.
13 July 2026 · Joy Online →
The Head of Fintech and Innovation at the Bank of Ghana says existing punishments for digital financial fraud may not adequately deter fraudsters, who weigh the risk of detection before targeting victims through mobile money and banking apps.
10 July 2026 · Joy Online →
The Bank of Ghana's fintech head says the country should move beyond basic money transfers to use mobile-money transaction histories to help informal workers and small traders access credit and insurance. He argues that platforms like MTN Mobile Money and Telecel Cash should become pathways for ordinary consumers to obtain financial services traditionally tied to bank accounts.
9 July 2026 · Joy Online →
Banks and fintech companies disagree over who faces heavier regulation in Ghana's digital financial sector, with each claiming the other operates under lighter supervision. The Bank of Ghana's Head of Fintech and Innovation says the real concern is that fraud can spread across the entire financial system if any part is weakly regulated.
8 July 2026 · Joy Online →
The Bank of Ghana's Head of Fintech and Innovation warned that increasing fraud cases could erode public trust in digital financial services and reverse progress towards a cash-lite economy. He noted that 16,733 fraud cases were recorded across banks and payment service providers in 2024, up from 15,865 in 2023.
7 July 2026 · Joy Online →
The Bank of Ghana's Head of Fintech and Innovation is calling for a coordinated, industry-wide system to combat fraud across banks, mobile money operators, and fintech companies, arguing that separate systems are inadequate in an interconnected ecosystem. Ghana's digital financial sector recorded 16,733 fraud cases in 2024, up from 15,865 in 2023, with payment service providers accounting for the majority.
6 July 2026 · Joy Online →
The Head of Fintech and Innovation at the Bank of Ghana says financial institutions can invest in secure applications and cybersecurity systems, but fraudsters often bypass those protections by tricking customers into surrendering their passwords, PINs, and OTPs through social engineering tactics.
6 July 2026 · Joy Online →
Ghana has launched the Digital Economy Forum, a national platform bringing together policymakers, regulators, business leaders, academics, and others to examine technologies, policies and ideas shaping the country's digital future. Each edition will combine documentary investigation with televised dialogue to address pressing issues in digital commerce, financial services, cybersecurity, and other areas.
2 July 2026 · Joy Online →