Ghana Interbank Payment and Settlement Systems — payment infrastructure operator established by Bank of Ghana in 2007, developing interoperable digital payments platforms across the financial ecosystem.
… Ghana has expanded mobile money interoperability and introduced multiple instant payment platforms in recent years as part of broader financial inclusion reforms led by the central bank and Ghana Interbank Payment and Settlement Systems. …
… The discussion also explored lessons from successful digital infrastructure models such as India’s UPI, Ghana’s Ghana Interbank Payment and Settlement Systems and Nigeria’s BVN system. …
… second edition of the 3i Africa Summit, on Wednesday in Accra, on the theme: “The Next Frontier: Shaping Africa’s integrated fintech future.” The three-day continental event is being held by the Bank of Ghana, in partnership with the Ghana Interbank Payment and Settlement Systems …
… Chief Executive of Ghana Interbank Payment and Settlement Systems, Clara Arthur, said GhIPSS is migrating Ghana’s national payment systems to the ISO 20022 global messaging standard to improve interoperability with international financial markets. …
… The Guest of Honour Clara Arthur, Chief Executive Officer of the Ghana Interbank Payment and Settlement Systems (GhIPSS) speaking to the participants said “When women are given access to platforms such as the Women in Tech Accelerator, the impact extends far beyond individual ent …
Ghana is positioning itself as a key hub for Africa’s digital financial integration, with the Ghana Interbank Payment and Settlement Systems (GhIPSS) outlining plans to deepen cross-border interoperability and accelerate innovation across the continent. …
… The 2026 3i Africa Summit, hosted by the Bank of Ghana in partnership with the Ghana Interbank Payment and Settlement Systems and the Global Finance and Technology Network of the Monetary Authority of Singapore, brought together regulators, fintech firms, financial institutions a …
Ghana's payments landscape is transforming toward a more connected and inclusive financial ecosystem through digital banking adoption, with institutions like Ghana Interbank Payment and Settlement Systems strengthening interoperability. United Bank for Africa Ghana positions digital innovation as central to making banking simpler, faster, and more accessible for individuals and businesses.
Ghana's payments landscape is transforming toward a more connected and inclusive financial ecosystem through digital banking adoption, with institutions like Ghana Interbank Payment and Settlement Systems strengthening interoperability. United Bank for Africa Ghana positions digital innovation as central to making banking simpler, faster, and more accessible for individuals and businesses.
Ghana's financial sector is shifting toward digital banking and electronic payments, with institutions like Ghana Interbank Payment and Settlement Systems strengthening interoperability. United Bank for Africa Ghana says digital innovation is central to making banking simpler and more accessible for individuals and businesses.
Visa is calling on banks, fintechs and merchants to accelerate deployment of contactless payment acceptance across Ghana, saying the country's next phase of digital payments growth depends on expanding where consumers can use the technology rather than building new infrastructure. The company argues that while Ghana has a strong digital payments foundation, wider availability of contactless payment acceptance points is critical to converting consumer readiness into everyday transaction behaviour.
Mobile money transactions in Ghana hit GH¢493.2 billion in April 2026 across 967 million transactions, according to the Bank of Ghana, with registered mobile money accounts rising to 83 million and float balances increasing to GH¢36.7 billion.
MTN Group CEO Ralph Mupita stated at the 3i Africa Summit in Accra that Africa is well-positioned to lead the next phase of digital financial transformation, moving from mobile money to more sophisticated, technology-driven systems including digital credit, remittances, and blockchain-enabled services.
The Managing Director of Telecel Cash and Digital Transformation has called for digital credit systems to be designed around the realities of low-income and informal-sector workers, with loan recovery aligned to customer cash flow patterns rather than aggressive practices. He made the comments at the 3i Africa Summit 2026, as Ghana's mobile money transactions reached GH¢4.5 trillion in 2025.
The 2026 3i Africa Summit Invitational Golf Tournament ended at Achimota Golf Club with Vastie Amoafo-Yeboah and Sjoerd Grueter winning the ladies' and men's main categories respectively, attracting more than 120 golfers from Ghana and abroad including financial leaders, investors, and policymakers.
Bank of Ghana First Deputy Governor Dr. Zakari Mumuni called for collaboration among regulators, financial institutions, and fintech companies to develop inclusive instant payment systems across Africa. He warned that fragmented payment systems continue to limit economic integration despite progress in expanding financial access.
The Bank of Ghana Governor Johnson Asiama performed the ceremonial tee-off of an invitational golf tournament at Achimota Golf Club in Accra, drawing more than 100 amateur golfers from Ghana and other African countries, designed to bring together policymakers, corporate executives, investors and technology innovators ahead of the main summit.
The Chief Executive Officer of the Ghana Interbank Payment and Settlement Systems told the 3iAfrica Summit 2026 in Accra that Africa must prioritize collaboration, innovation and resilient infrastructure to shape its digital financial future. GhIPSS, established by the Bank of Ghana in 2007, has developed platforms including gh-link instant payments and mobile money interoperability to connect the financial ecosystem and reduce costs.
The Governor of the Bank of Ghana has called for Africa's digital finance agenda to move beyond expanding access to delivering real economic value, citing the need to focus on solutions such as digital credit, embedded finance, supply chain finance and cross-border services. Speaking at the 2026 3i Africa Summit in Accra, he noted that while 49 per cent of adults in sub-Saharan Africa now have access to digital financial accounts, the next phase must translate this access into meaningful outcomes for businesses and households.
The Bank of Ghana is calling for stronger coordination among regulators, banks, fintech firms and payment system operators to accelerate interoperable instant payment systems across Africa. The central bank says fragmented payment infrastructure, high transaction costs and limited interoperability constrain the seamless movement of funds across platforms and borders.
Rwanda's Deputy Governor of the National Bank told the 3i Africa Summit in Accra that African countries cannot rely on technology alone for digital transformation; governance, policy coordination, and institutional clarity are essential engines of progress, as demonstrated by Rwanda's digital platform Irembo and successful regional models like India's UPI and Ghana's GIPS.
Dr Johnson Pandit Asiama, Governor of the Bank of Ghana, has urged African nations to create the right conditions for responsible and scalable growth in financial services, emphasizing that digital finance is now central to value creation and economic competitiveness. He noted that while approximately 49 percent of adults in Sub-Saharan Africa have access to digital financial accounts, the continent must now focus on translating that access into tangible value for ordinary people and businesses.
Ghana will partner Rwanda, Zambia and other African countries to test a continental digital trade corridor focused on cross-border payments, digital identity verification, and electronic invoicing. The pilot aims to improve intra-African transactions and position Africa within global digital economy frameworks.
Standard Chartered Bank Ghana has inducted 10 women-owned businesses into the sixth cohort of its Women in Tech Accelerator programme, delivered by the Ghana Climate Innovation Centre. Since inception, the initiative has supported 84 female-led businesses and created over 120 jobs across agribusiness, health technology, sustainable fashion, and other sectors.
Ghana's Chief Executive of the Ghana Interbank Payment and Settlement Systems emphasized at the 2026 3i Africa Summit in Accra that the country's progress in digital payments results from collaboration among regulators, financial institutions and fintech players. GhIPSS has led development of a connected national payments ecosystem since 2007, including interoperability systems that have improved access, reduced transaction costs and strengthened trust in digital financial services.
The CEO of Ghana Interbank Payment and Settlement Systems told the 2026 3i Africa Summit that Ghana's digital payments progress results from collaboration among regulators, financial institutions and fintech players, exemplified by mobile money interoperability that allows seamless cross-platform transactions. GhIPSS has led development of Ghana's connected national payments ecosystem since 2007, improving access, reducing costs and strengthening trust in digital financial services.
Ghana Interbank Payment and Settlement Systems (GhIPSS) is positioning Ghana as a hub for Africa's digital financial integration, with plans to deepen cross-border interoperability and connect Ghana's instant payment infrastructure with other African systems. GhIPSS Chief Executive Clara B. Arthur credited the Bank of Ghana's regulatory direction for enabling the country's seamless payments ecosystem.
Bank of Ghana Governor Dr. Johnson Asiama has called for Africa's digital finance industry to move beyond basic payment systems into more sophisticated financial solutions including digital credit, embedded finance, supply chain finance and cross-border services. He noted that while basic payment infrastructure is increasingly in place, the continent must now address fragmentation, cost and regulatory misalignment to connect these systems.
The Bank of Ghana's Governor has praised fintech firms for driving digital financial transformation, citing the mobile money interoperability system—operational since 2018 and processing over GH¢4.54 trillion in transactions in 2025—as evidence of successful collaboration between innovators and regulators. The central bank has adopted an enabling rather than restrictive regulatory approach to support sector growth.