Republic Bank (Ghana) PLC Managing Director Dr Benjamin Dzoboku argues that Ghana's main challenge is not a lack of resources but a lack of discipline in how those resources are managed and utilised. He contends that a society governed by discipline, order and responsibility could achieve dramatic transformation in a relatively short period.
18 September 2026 · Joy Online →
Dr Benjamin Dzoboku, Managing Director of Republic Bank (Ghana) PLC, grew up herding cattle in a village near Battor in the Volta Region before pursuing a banking career. He credits his early experiences with cattle—which involved long days of observation and exposure to leadership among the animals—with shaping lessons in discipline and leadership that continue to guide him today.
18 September 2026 · Joy Online →
Republic Bank is prioritizing mortgage financing as part of its growth strategy, with MD Dr Benjamin Dzoboku describing it as a return to the institution's original purpose. The bank currently holds more than 38 per cent of the mortgage market, with expectations to reach 40–42 per cent by year-end.
18 September 2026 · Joy Online →
Republic Bank (Ghana) is targeting 40-42 per cent of Ghana's mortgage market by end-2026, building on its current market share of more than 38 per cent. The bank's renewed focus on mortgage financing reflects its decision to reconnect with its original mandate as a mortgage finance institution.
18 September 2026 · Joy Online →