Ghana Minute.
Wednesday, 7 October 2026
Ghana’s news, on the hour · Est. 2026
Wednesday, 7 October 2026
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Ghanaian press · Organization

Republic Bank

Also known as: Republic Bank Ghana PLC · Republic Bank PLC · 3rd Republic Bank

Financial institution that hosts Habitat Fairs offering mortgage financing and homeownership solutions across Ghana.

2026-05-082026-10-07

In coverage

Verbatim sentences from the source article.

  1. October 2026
  2. Joy Online

    … As part of efforts to address the housing deficit and improve access to homeownership, the government is implementing the National Mortgage Scheme in partnership with the National Housing Fund and Republic Bank. …

    Only 5% of Ghanaians can afford housing without support – Gov’t
  3. Joy Online

    … A key intervention is the National Mortgage Scheme, being implemented in partnership with the National Housing Fund and Republic Bank. …

    Gov’t outlines measures to expand access to affordable housing as Ghana marks World Habitat Day
  4. Joy Online

    … The JoyNews–Republic Bank Habitat Fair is one example, bringing housing stakeholders closer to prospective homeowners. …

    World Habitat Day: Adequate housing for all – a right we must build
  5. Joy Online

    Head of Mortgage Banking and Customer Experience at Republic Bank, Dan Adjetey Mohenu, says the maiden edition of the Republic Bank-JoyNews Habitat Fair at the Ho Sports Stadium will offer prospective homeowners financing solutions covering various stages of the homeownership jou …

    Ho edition: Republic Bank-JoyNews Habitat Fair to offer financing from land acquisition to home completion
  6. September 2026
  7. Joy Online

    The 3rd Republic Bank-JoyNews Habitat Fair Clinic is still buzzing with activity at the Junction Mall in Nungua as the final day enters its closing hours, with more patrons continuing to visit the venue to explore homeownership, financing and property solutions. …

    Photos from the 3rd Republic Bank-JoyNews Habitat Fair Clinic
  8. Joy Online

    More patrons are trooping into the Junction Mall in Nungua as the 3rd Republic Bank-JoyNews Habitat Fair Clinic enters its final day, with prospective homeowners, property investors and members of the public taking advantage of the opportunity to explore housing and financing sol …

    More patrons troop in as 3rd Republic Bank-JoyNews Habitat Fair clinic enters final day stretch
  9. Joy Online

    The final day of the 3rd Republic Bank-JoyNews Habitat Fair Clinic is underway at the Junction Mall in Nungua, with prospective homeowners, property investors and members of the public being encouraged to make the most of the last opportunity to access housing and financing solut …

    Final day: 3rd Republic Bank-JoyNews Habitat Fair clinic underway at Junction Mall, Nungua
  10. Joy Online

    The second day of the third Republic Bank-JoyNews Habitat Fair Clinic is underway at the Junction Mall in Nungua, with prospective homeowners and property investors continuing to engage exhibitors on housing, mortgage financing and related home solutions. …

    Day Two: 3rd Republic Bank-JoyNews Habitat Fair Clinic underway at Junction Mall
  11. Joy Online

    Prospective homeowners, property investors, builders and other patrons have turned up in large numbers at Marina Mall in Accra for the final day of the second JoyNews–Republic Bank Habitat Fair. …

    Photos: Prospective homeowners turn up in numbers for final day of JoyNews–Republic Bank Habitat Fair
  12. Joy Online

    Prospective homeowners and property seekers are turning up and exploring a wide range of housing solutions at the second JoyNews–Republic Bank Habitat Fair Clinic at Marina Mall in Accra. …

    Photos: Prospective homeowners explore housing solutions at 2nd JoyNews-Republic Bank Habitat Fair Clinic
Society

Only 5% of Ghanaians can afford housing without government support

The News

The government reports that only about 5% of Ghanaians can afford housing without assistance, while 60% require state-facilitated support and 30% cannot secure housing even with government subsidies. The government attributes the housing challenge to high land prices, rising construction costs, and limited access to affordable finance, and is implementing a National Mortgage Scheme offering financing at approximately 8.4% per annum with repayment periods up to 20 years.

5 October 2026 · Joy Online →

Monday 5 October

  1. Only 5% of Ghanaians can afford housing without government support

    The government reports that only about 5% of Ghanaians can afford housing without assistance, while 60% require state-facilitated support and 30% cannot secure housing even with government subsidies. The government attributes the housing challenge to high land prices, rising construction costs, and limited access to affordable finance, and is implementing a National Mortgage Scheme offering financing at approximately 8.4% per annum with repayment periods up to 20 years.

    5 October 2026 · Joy Online →

  2. Government commits to expanding affordable housing access

    Ghana's government has reaffirmed its commitment to expanding access to decent, safe, affordable and inclusive housing as the country marks World Habitat Day 2026. According to government-cited data, only about 5% of Ghanaians can secure housing without assistance, while approximately 60% require state-facilitated support and 30% remain unable to access housing even with government subsidies.

    5 October 2026 · Joy Online →

  3. UN marks World Habitat Day amid global housing crisis

    World Habitat Day, established by the United Nations in 1985, highlights the fact that over 3 billion people lack adequate housing, with more than 1.1 billion living in informal settlements. For Ghana, acquiring land, rising building material costs, and limited access to affordable long-term housing loans make homeownership increasingly difficult for most households.

    5 October 2026 · Joy Online →

Friday 2 October

  1. Republic Bank hosts Ho Habitat Fair for homeownership financing

    Republic Bank will hold a three-day Habitat Fair at Ho Sports Stadium from October 16–18, offering financing solutions for prospective homeowners at all stages of property ownership, from land acquisition to home completion. Visitors will engage with mortgage experts to explore financing options suited to their individual circumstances.

    2 October 2026 · Joy Online →

Sunday 27 September

  1. 3rd Republic Bank-JoyNews Habitat Fair concludes at Junction Mall

    The three-day Habitat Fair Clinic, held at Junction Mall in Nungua, brings together financial institutions, property developers, building-material suppliers and service providers to offer homeowners, investors and prospective buyers access to housing and construction solutions.

    27 September 2026 · Joy Online →

  2. 3rd Republic Bank-JoyNews Habitat Fair enters final day with strong attendance

    The 3rd Republic Bank-JoyNews Habitat Fair, running at Junction Mall in Nungua since Friday, September 25, concludes today with rising patronage among prospective homeowners and property investors. The fair brings together financial institutions, property developers, and service providers offering housing, financing, construction, and home-improvement solutions.

    27 September 2026 · Joy Online →

  3. 3rd Republic Bank–JoyNews Habitat Fair concludes at Junction Mall

    The final day of a three-day housing and property fair sponsored by 3rd Republic Bank and JoyNews is underway at Junction Mall in Nungua, bringing together financial institutions, property developers, and service providers to offer homebuyers and investors access to mortgage financing, construction solutions, building materials, and home-related services.

    27 September 2026 · Joy Online →

Saturday 26 September

  1. Republic Bank-JoyNews housing fair underway at Junction Mall

    The second day of a three-day Republic Bank-JoyNews Habitat Fair Clinic is taking place at Junction Mall in Nungua, bringing together financial institutions, property developers, and service providers to help prospective homeowners and investors navigate housing, mortgages, construction, and home improvement.

    26 September 2026 · Joy Online →

Sunday 13 September

  1. Large crowds attend final day of housing and property fair

    Prospective homeowners, investors, and builders gathered at Marina Mall in Accra for the concluding day of the second JoyNews–Republic Bank Habitat Fair, a three-day event bringing together financial institutions, developers, and construction companies to address housing and property needs.

    13 September 2026 · Joy Online →

Friday 11 September

  1. Prospective homeowners explore housing solutions at Accra fair

    The second JoyNews–Republic Bank Habitat Fair Clinic, running through Sunday at Marina Mall in Accra, brings together prospective homeowners, property seekers, and industry professionals to showcase banking, real estate, construction, home improvement, security, renewable energy, and technology solutions.

    11 September 2026 · Joy Online →

Monday 7 September

  1. Republic Bank and UPSA partner on staff training and development

    Republic Bank PLC and the University of Professional Studies, Accra have signed a Memorandum of Understanding to deepen industry-academia collaboration, focusing on professional training and Continuing Professional Development programmes for the bank's employees to strengthen their competencies and workplace performance.

    7 September 2026 · Joy Online →

Monday 24 August

  1. Republic Bank offers mortgages without minimum salary requirement

    Republic Bank's Head of Mortgage Banking says the bank does not impose a minimum salary requirement for mortgage applicants; financing arrangements depend on the applicant's income and type of property being acquired, and the bank supports customers at different income levels and stages of homeownership.

    24 August 2026 · Joy Online →

  2. Republic Bank executive praises high turnout at Habitat Fair

    Republic Bank's Head of Mortgage Banking said the 2026 JoyNews-Republic Bank Habitat Fair, held at Achimota Retail Centre, drew strong public interest in homeownership and mortgage financing, with queues forming before exhibitors opened on Friday and the bank extending operations beyond scheduled closing time.

    24 August 2026 · Joy Online →

Sunday 23 August

  1. Republic Bank Habitat Fair concludes with homeownership opportunities

    The JoyNews-Republic Bank Habitat Fair 2026 concluded at Achimota Retail Centre after three days of exhibitions and direct engagement between prospective homeowners and businesses in Ghana's housing and construction sector, covering building materials, financing, property development, and home improvement.

    23 August 2026 · Joy Online →

  2. Republic Bank Habitat Fair 2026 concludes with housing solutions showcase

    The JoyNews-Republic Bank Habitat Fair 2026 concludes today at Achimota Retail Centre, offering prospective homeowners, investors, and families a final chance to explore housing and construction products, services, and solutions under the theme "Dream it. Explore it. Own it."

    23 August 2026 · Joy Online →

Saturday 22 August

  1. Republic Bank-JoyNews Habitat Fair draws crowds on day two

    The second day of the Republic Bank-JoyNews Habitat Fair at Achimota Retail Centre drew steady patronage, with visitors exploring housing, construction and home ownership opportunities from exhibitors offering building materials, home financing, furnishing and construction solutions.

    22 August 2026 · Joy Online →

  2. Visitors attend second day of JoyNews-Republic Bank Habitat Fair

    The Republic Bank JoyNews Habitat Fair is underway at Achimota Mall on its second day, with prospective homeowners and builders continuing to explore housing and construction products and services despite intermittent drizzle. The three-day fair, themed "Dream it. Explore it. Own it.", runs through Sunday, August 23 and brings together businesses from across the housing and construction value chain.

    22 August 2026 · Joy Online →

  3. JoyNews-Republic Bank Habitat Fair Day 2 opens with homeownership opportunities

    The JoyNews-Republic Bank Habitat Fair 2026, a three-day mini-fair running August 21–23 at Achimota Mall, opens its second day with exhibitions and expert engagements for prospective homeowners, property investors, and construction enthusiasts to explore housing and construction sector opportunities.

    22 August 2026 · Joy Online →

Friday 21 August

  1. Republic Bank-JoyNews Habitat Fair opens at Achimota Mall

    The three-day JoyNews Republic Bank Habitat Fair 2026 opened on Friday at Achimota Mall, drawing prospective homeowners, property investors and builders to explore housing and construction sector opportunities. The fair, themed "Dream it. Explore it. Own it," continues through the weekend with exhibitors offering information and solutions on home ownership, construction and property investment.

    21 August 2026 · Joy Online →

  2. Republic Bank JoyNews Habitat Fair opens at Achimota Mall

    A three-day housing and construction fair opened Friday at Achimota Mall in Accra, bringing together prospective homeowners, builders, developers and industry professionals. Visitors are engaging exhibitors showcasing products, services and professional solutions to support people at different stages of building or owning a home.

    21 August 2026 · Joy Online →

  3. Housing sector fair opens at Achimota Mall this weekend

    The JoyNews Republic Bank Habitat Fair, themed "Dream it. Explore it. Own it.", opened Friday at Achimota Mall and runs through August 23, featuring exhibitors showcasing housing, construction, and home-related products and services for prospective homeowners, builders, and property investors.

    21 August 2026 · Joy Online →

  4. Republic Bank Habitat Fair 2026 opens at Achimota Mall

    A three-day mini-fair opened Friday at Achimota Mall in Accra, offering prospective homeowners and property investors opportunities to explore housing and investment options, with the event running through Sunday under the theme "Home ownership… A lifetime investment."

    21 August 2026 · Joy Online →

  5. Accra court remands man over alleged bank robbery attempt

    An Accra Circuit Court has remanded a 49-year-old unemployed man into custody over an alleged attempted robbery at a GCB Bank branch at Labone. He has pleaded not guilty to eight counts including conspiracy to commit robbery and attempted robbery, and police investigations have linked him and five other suspects to alleged robberies between May and August 13, 2026, in Tema, Spintex, Labone, Togo and Côte d'Ivoire.

    21 August 2026 · Joy Online →

Monday 17 August

  1. Republic Bank-JoyNews Habitat Fair mini-fair opens August 21 at Achimota Mall

    The Republic Bank JoyNews Habitat Fair 2026 begins with a three-day mini-fair at Achimota Mall from August 21–23, offering prospective homeowners opportunities to explore property deals and engage industry experts on home ownership.

    17 August 2026 · Joy Online →

Friday 14 August

  1. Build affordable homes first, then upgrade later: architect

    Architect Nana Akua Birmeh advises Ghanaians to build homes they can afford to complete rather than starting ambitious dream-home projects that often remain unfinished for years. She recommends starting with a financially manageable property and enjoying it while gradually working towards a larger home.

    14 August 2026 · Joy Online →

Wednesday 12 August

  1. Lands Commission warns buyers to verify ownership before land purchase

    The Lands Commission is urging prospective homeowners to conduct thorough due diligence before purchasing land, including verifying ownership, conducting searches, and ensuring proper registration to avoid fraud, double sales, and litigation. An Acting Deputy Executive Secretary notes that Ghana's land environment, where about 80% of land is customary-held, makes it especially important to verify the seller's right before committing money.

    12 August 2026 · Joy Online →

Tuesday 11 August

  1. Land buyers must verify ownership before purchase

    Raphael Hokey, Acting Deputy Executive Secretary at the Lands Commission, has urged prospective land buyers to conduct thorough due diligence before purchasing property, including physically inspecting the land, obtaining and verifying the site plan, conducting an official search at the Lands Commission, and confirming the seller's legal authority. Hokey stressed that land transactions require greater caution than ordinary purchases because land is a fixed, long-term investment that cannot easily be replaced if problems emerge.

    11 August 2026 · Joy Online →

  2. Build homes incrementally according to income, bank advises

    Republic Bank's Mortgage Manager Frank Oppong Yeboah has advised prospective homeowners to start with small housing projects and expand as their incomes increase, rather than taking large loans for expensive houses at once. He said incremental housing development allows people to build without stress and according to their financial capacity.

    11 August 2026 · Joy Online →

Monday 3 August

  1. Ghana's banking service quality remains strong despite slight dip

    Ghana's banking industry maintains high service quality at 88.2 percent in 2025, though this represents a slight decline from prior years. According to the 2025 Ghana Customer Satisfaction Index report, consumer banking customer satisfaction has eased slightly while banks continue to perform strongly in service delivery, but converting satisfied customers into brand advocates remains a growing challenge.

    3 August 2026 · Joy Online →

Thursday 16 July

  1. EOCO accused of unlawfully holding former NAFCO boss's £7,000

    The former CEO of National Food and Buffer Stock Company Limited accuses the Organised Crime Office of unlawfully keeping £7,000 he borrowed for travel and medical expenses, and of unlawfully accessing data on his mobile phones while detained. His lawyer argues EOCO is also unlawfully holding his passport contrary to a court order, and that allegations he is a flight risk are false.

    16 July 2026 · The Ghanaian Times →

Republic Bank — Ghanaian press coverage · Ghana Minute