Also known as: NPRA
Regulatory authority overseeing Ghana's three-tier pension scheme, implementing supervisory reforms and digital ecosystem development since 2025.
Verbatim sentences from the source article.
Joy Online
The National Pensions Regulatory Authority (NPRA) is ushering Ghana’s pension industry into a new digital era through one of its most ambitious reforms yet—the development of the Pensions Digital Ecosystem (PDE). …
NPRA’s digital revolution: How technology is reshaping Ghana’s pension sectorThe Chronicle
Ghana’s pension industry is undergoing a major transformation as the National Pensions Regulatory Authority (NPRA) rolls out an ambitious digital reform aimed at modernising the system and expanding access. …
NPRA Uses Technology To Drive Pension ReformsBusiness & Financial Times
… The Managing Director also expressed appreciation to shareholders for their continued support, as well as to the National Pensions Regulatory Authority for its role in safeguarding pension funds. …
Kimpton Trust targets GHȼ1bn in assets as it charts next phase of growthNearly two decades after Ghana instituted the Three-Tier Pension Scheme under the National Pensions Act of 2008, the reform has recorded notable successes in diversifying retirement income sources and modernising pension management, but significant challenges remain that require urgent attention to achieve the vision of retirement with dignity for all workers.
1 July 2026 · Business & Financial Times →
Nearly two decades after Ghana instituted the Three-Tier Pension Scheme under the National Pensions Act of 2008, the reform has recorded notable successes in diversifying retirement income sources and modernising pension management, but significant challenges remain that require urgent attention to achieve the vision of retirement with dignity for all workers.
1 July 2026 · Business & Financial Times →
Ghana has built world-leading financial regulation and scored above 96 per cent on the Global System for Mobile Communications Association's Mobile Money Regulatory Index, but its regulators have not all established mandatory and structured Continuous Professional Development programmes for emerging priority areas such as cybersecurity, data analytics, and digital compliance.
25 June 2026 · Joy Online →
People's Pension Trust and MTN Mobile Money Fintech have launched FlexiPension, a digital pension product for informal sector workers in Ghana. The product allows users to open and manage accounts via mobile phone and contribute any amount at any time through MTN Mobile Money wallets under the NPRA's Tier 3 voluntary framework.
19 June 2026 · Business & Financial Times →
The CEO of the National Pensions Regulatory Authority, Chris Boadi-Mensah, told stakeholders at the listing ceremony of Kasapreko PLC that companies going public should view stock exchange listings as long-term partnerships with investors rather than merely a way to raise money. He urged Ghanaian businesses to adopt investor-friendly ownership and governance structures, noting that broad ownership arrangements improve liquidity and attract institutional investors like pension funds.
17 June 2026 · Daily Guide →
The Chief Executive Officer of the National Pensions Regulatory Authority stated that companies must view public listing as a long-term partnership with investors rather than a fundraising event, emphasizing that pension funds and institutional investors favour transparency, accountability, and broad ownership structures that enhance market liquidity.
17 June 2026 · Joy Online →
People's Pension Trust and MTN Mobile Money Fintech Limited have launched FlexiPension, a digital pension product designed to extend retirement savings coverage to millions of informal sector workers traditionally excluded from formal pension arrangements.
10 June 2026 · Joy Online →
People's Pension Trust and MTN Mobile Money Fintech have launched FlexiPension, a digital personal pension product designed to extend pension coverage to informal sector workers previously excluded from formal pension arrangements.
10 June 2026 · Joy Online →
Ghana's pension system stands at a crossroads as economic uncertainty, demographic shifts, and rising retiree expectations create structural challenges to its long-term viability, despite reforms that have strengthened the system. The three-tier architecture governed by the National Pensions Act addresses retirement security but continues to face sustainability questions.
5 June 2026 · Business & Financial Times →
Senior financial sector figures at The Money Summit 2026 agreed that Ghana has restored macroeconomic stability after a difficult adjustment period, with inflation falling to 3.4 percent and interest rates declining significantly, but warned that significant structural weaknesses continue to threaten the recovery's sustainability.
3 June 2026 · Business & Financial Times →
The Financial Stability Council has intensified reforms aimed at reducing risks and strengthening Ghana's financial sector through increased regulatory cooperation, technical team training, and new monitoring systems for virtual assets. The FSC is also preparing for Ghana's third Mutual Evaluation by GIABA to strengthen financial security measures against money laundering and terrorism financing.
25 May 2026 · The Chronicle →
Ghana's World Cup fundraising campaign has received contributions from the Bank of Ghana (GH¢5 million), Ghana Revenue Authority (US$300,000), SIC Insurance (GH¢1 million), Timeline and Innovation Company Limited (GH¢2 million total), and the National Pensions Regulatory Authority (GH¢500,000). The fundraising committee is in its final phase with about two weeks remaining before the tournament begins on June 11.
22 May 2026 · Business & Financial Times →
Pension industry leaders have called for renewed commitment to strengthen the sustainability of Ghana's pension sector and protect contributors' retirement income security. The appeal came during the eighth edition of the Pension Strategy conference in Accra, where stakeholders examined the investment landscape and future of pension fund management.
22 May 2026 · Daily Guide →
The Bank of Ghana is working with the Securities and Exchange Commission, National Insurance Commission, and National Pensions Regulatory Authority to develop a sustainable finance roadmap to ensure green finance practices are aligned across the financial sector. The BoG is implementing a 10-point sustainability plan and emphasizes integrating environmental, social, and governance risks into financial institutions' core activities and long-term objectives.
21 May 2026 · Business & Financial Times →
An opinion piece argues that pension funds could help solve Ghana's rising university hostel accommodation costs, which range from GH¢7,000 to GH¢24,000 depending on occupancy rates. The author, a university chancellor, notes that hostel fees have become unaffordable for many students and parents already struggling with tuition and living expenses.
18 May 2026 · Daily Guide →
Ghana operates a mandatory three-tier pension scheme introduced under the National Pensions Act, 2008, comprising SSNIT-managed first-tier benefits, privately managed second-tier lump-sum retirement benefits, and a voluntary third tier for informal-sector workers. Workers and employers together contribute 18.5% of basic salary to the system, though the article indicates that significant challenges continue to threaten its effectiveness, sustainability, and public confidence.
18 May 2026 · Business & Financial Times →
An opinion piece argues that pension funds could help solve Ghana's university hostel accommodation crisis, where costs range from GHC7,000 to GHC24,000 and have become unaffordable for many students and families already struggling with tuition and living expenses.
16 May 2026 · Joy Online →
Ghana is exploring data-driven approaches to extend pension coverage to informal sector workers, using digital financial services and data from mobile money platforms and digital identity systems to design more responsive products. However, this shift raises questions about privacy, consent, fairness, and accountability for workers with limited financial and digital literacy.
11 May 2026 · Business & Financial Times →
The Ghanaian investment industry lacks standardized global performance reporting practices, affecting investor confidence and credibility. Adoption of the Global Investment Performance Standards (GIPS), developed by the CFA Institute, is presented as essential for Ghana to position itself as a West African financial hub and attract domestic and international capital.
11 May 2026 · Business & Financial Times →
The Ghana National Association of Teachers has renewed its call on government to significantly increase funding for basic education, describing current allocations as inadequate to support quality teaching and learning. GNAT's National President noted that budgetary allocation to basic education remained disproportionately low compared to other sectors within the Ministry of Education.
5 May 2026 · Joy Online →
Ghana's National Pensions Regulatory Authority has implemented a Risk-Based Supervisory System and is developing a Pensions Digital Ecosystem to modernise pension administration, strengthen governance, and expand coverage since 2025.
30 April 2026 · Business & Financial Times →
The National Pensions Regulatory Authority is developing an integrated digital platform called the Pensions Digital Ecosystem to centralise and modernise Ghana's pension administration. The platform will enable digital registration of contributors, mobile money payments, real-time contribution tracking, biometric verification through the Ghana Card, and strengthen regulatory oversight.
29 April 2026 · Joy Online →
Ghana's National Pensions Regulatory Authority is rolling out the Pensions Digital Ecosystem, an integrated platform enabling digital registration, mobile money contributions, real-time savings monitoring, and biometric verification via Ghana Card. The system aims to improve transparency, efficiency, and inclusivity while reducing paperwork for employers and service providers.
29 April 2026 · The Chronicle →
The Managing Director of Kimpton Trust Ghana Limited outlined plans to grow assets under management to GHS1 billion over the medium to long term, driven by strategic priorities including cybersecurity, employee development, product innovation, and customer service. The company currently manages over GHS400 million in assets, up from below GHS1 million a decade ago.
29 April 2026 · Business & Financial Times →