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Wednesday, 7 October 2026
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Wednesday, 7 October 2026
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Ghanaian press · Organization

National Pensions Regulatory Authority

Also known as: NPRA

National Pensions Regulatory Authority — regulator of Ghana's three-tier pension system, promoting tier-3 coverage for informal workers and digital innovation in pension access.

2026-04-292026-10-07

In coverage

Verbatim sentences from the source article.

  1. April 2026
  2. The Chronicle

    Ghana’s pension industry is undergoing a major transformation as the National Pensions Regulatory Authority (NPRA) rolls out an ambitious digital reform aimed at modernising the system and expanding access. …

    NPRA Uses Technology To Drive Pension Reforms
  3. Business & Financial Times

    … The Managing Director also expressed appreciation to shareholders for their continued support, as well as to the National Pensions Regulatory Authority for its role in safeguarding pension funds. …

    Kimpton Trust targets GHȼ1bn in assets as it charts next phase of growth
Business

Fidelity Bank convenes debt capital markets conference for growth

The News

Fidelity Bank Ghana held a Debt Capital Markets Conference bringing together the Bank of Ghana, Ministry of Finance, Ghana Stock Exchange, and institutional investors to explore how macroeconomic stability can be converted into long-term capital for productive investment. Managing Director Julian Opuni said improving conditions present an opportunity after three years of stabilisation, and disclosed the bank has supported debt capital-market transactions with an aggregate value exceeding GH¢30 billion.

2 September 2026 · Daily Guide →

Wednesday 2 September

  1. Fidelity Bank convenes debt capital markets conference for growth

    Fidelity Bank Ghana held a Debt Capital Markets Conference bringing together the Bank of Ghana, Ministry of Finance, Ghana Stock Exchange, and institutional investors to explore how macroeconomic stability can be converted into long-term capital for productive investment. Managing Director Julian Opuni said improving conditions present an opportunity after three years of stabilisation, and disclosed the bank has supported debt capital-market transactions with an aggregate value exceeding GH¢30 billion.

    2 September 2026 · Daily Guide →

Tuesday 1 September

  1. Fidelity Bank hosts debt capital markets conference on Ghana growth

    Fidelity Bank Ghana convened a Debt Capital Markets Conference with the Bank of Ghana, Ministry of Finance, Ghana Stock Exchange, and institutional investors to discuss converting macroeconomic stability into long-term capital for productive investment. The conference, themed "Lower Rates, Higher Opportunity," focused on shifting the national conversation from economic stabilisation to building foundations for sustainable growth through debt capital markets.

    1 September 2026 · Joy Online →

Saturday 29 August

  1. Ghana's SME financing gap rooted in credit assessment problem

    Ghana's Bank of Ghana has identified a $4.8 billion SME financing gap, with a deputy governor arguing that the issue is not capital availability but rather assessment capacity. The Bank proposes that open banking reform should focus on lending to businesses lacking conventional collateral, shifting financial inclusion benchmarks from payment access to fair credit terms.

    29 August 2026 · Joy Online →

Friday 28 August

  1. NPRA promotes Tier-3 pension scheme for informal workers

    The National Pensions Regulatory Authority has launched a public education campaign in the Upper West Region urging informal sector workers and small-scale business operators to enrol in pension schemes for financial security in retirement. The NPRA noted that three of every four workers in Ghana are in the informal sector and must take personal responsibility for retirement planning, as they often work beyond the standard retirement age.

    28 August 2026 · Joy Online →

Wednesday 5 August

  1. RTI Commission fines 254 institutions GH¢20,000 each for missed reports

    The Right to Information Commission has imposed an administrative penalty of GH¢20,000 on 254 public institutions, including the Ghana Police Service, all five teaching hospitals, major public universities, and security agencies, for failing to submit their 2025 Right to Information annual reports as required by law.

    5 August 2026 · Joy Online →

Monday 3 August

  1. Ghana pension funds shift toward private equity and SME financing

    Ghana is positioning itself as an African leader in channelling domestic pension savings into private equity, venture capital and SME financing, supported by initiatives including the GVCA's 5% Pension and Insurance Industry Compact launched in April 2025 and the US$70 million Ci Gaba Fund of Funds. Since Ghana revised its pension investment guidelines in 2021 to allow up to 25 per cent of pension assets in alternative instruments, pension schemes have invested in funds including Injaro Ghana Venture Capital Fund and Mirepa Capital SME Fund I.

    3 August 2026 · Joy Online →

Thursday 30 July

  1. Vice President opens APSA 2026 pension conference in Accra

    Vice President Jane Naana Opoku-Agyemang officially opened the 7th Annual Conference of the Africa Pension Supervisors Association in Accra, hosted by the National Pensions Regulatory Authority. She called for more inclusive pension systems, digital innovation, and cross-border cooperation to strengthen pension administration across Africa.

    30 July 2026 · Joy Online →

Thursday 9 July

  1. SSNIT launches Membership Value Programme with new Visa card

    The Social Security and National Insurance Trust has launched a Membership Value Programme in partnership with Ecobank Ghana, offering members and pensioners a free SSNIT-branded prepaid Visa card with access to digital healthcare, business discounts, reduced airfares, and cashless payments. The initiative aims to improve members' quality of life during their working years and attract new contributors, particularly from Ghana's informal sector.

    9 July 2026 · Joy Online →

Monday 6 July

  1. BoG urges unified fraud-control system across financial sector

    The Bank of Ghana's Head of Fintech and Innovation is calling for a coordinated, industry-wide system to combat fraud across banks, mobile money operators, and fintech companies, arguing that separate systems are inadequate in an interconnected ecosystem. Ghana's digital financial sector recorded 16,733 fraud cases in 2024, up from 15,865 in 2023, with payment service providers accounting for the majority.

    6 July 2026 · Joy Online →

Wednesday 1 July

  1. Ghana's three-tier pension scheme: successes and remaining challenges

    Nearly two decades after Ghana instituted the Three-Tier Pension Scheme under the National Pensions Act of 2008, the reform has recorded notable successes in diversifying retirement income sources and modernising pension management, but significant challenges remain that require urgent attention to achieve the vision of retirement with dignity for all workers.

    1 July 2026 · Business & Financial Times →

Thursday 25 June

  1. Ghana's financial rules advanced, but professional development lagging

    Ghana has built world-leading financial regulation and scored above 96 per cent on the Global System for Mobile Communications Association's Mobile Money Regulatory Index, but its regulators have not all established mandatory and structured Continuous Professional Development programmes for emerging priority areas such as cybersecurity, data analytics, and digital compliance.

    25 June 2026 · Joy Online →

Friday 19 June

  1. FlexiPension launches to expand retirement access for informal workers

    People's Pension Trust and MTN Mobile Money Fintech have launched FlexiPension, a digital pension product for informal sector workers in Ghana. The product allows users to open and manage accounts via mobile phone and contribute any amount at any time through MTN Mobile Money wallets under the NPRA's Tier 3 voluntary framework.

    19 June 2026 · Business & Financial Times →

Wednesday 17 June

  1. Stock listings are partnerships, not cash grabs—NPRA CEO says

    The CEO of the National Pensions Regulatory Authority, Chris Boadi-Mensah, told stakeholders at the listing ceremony of Kasapreko PLC that companies going public should view stock exchange listings as long-term partnerships with investors rather than merely a way to raise money. He urged Ghanaian businesses to adopt investor-friendly ownership and governance structures, noting that broad ownership arrangements improve liquidity and attract institutional investors like pension funds.

    17 June 2026 · Daily Guide →

  2. NPRA CEO: Stock exchange listing requires genuine investor partnership

    The Chief Executive Officer of the National Pensions Regulatory Authority stated that companies must view public listing as a long-term partnership with investors rather than a fundraising event, emphasizing that pension funds and institutional investors favour transparency, accountability, and broad ownership structures that enhance market liquidity.

    17 June 2026 · Joy Online →

Wednesday 10 June

  1. PPT and MTN launch FlexiPension for informal sector workers

    People's Pension Trust and MTN Mobile Money Fintech Limited have launched FlexiPension, a digital pension product designed to extend retirement savings coverage to millions of informal sector workers traditionally excluded from formal pension arrangements.

    10 June 2026 · Joy Online →

  2. PPT and MTN launch FlexiPension for informal sector workers

    People's Pension Trust and MTN Mobile Money Fintech have launched FlexiPension, a digital personal pension product designed to extend pension coverage to informal sector workers previously excluded from formal pension arrangements.

    10 June 2026 · Joy Online →

Friday 5 June

  1. Ghana's pension system faces sustainability challenges amid reforms

    Ghana's pension system stands at a crossroads as economic uncertainty, demographic shifts, and rising retiree expectations create structural challenges to its long-term viability, despite reforms that have strengthened the system. The three-tier architecture governed by the National Pensions Act addresses retirement security but continues to face sustainability questions.

    5 June 2026 · Business & Financial Times →

Wednesday 3 June

  1. Ghana achieves macroeconomic stability but faces structural challenges

    Senior financial sector figures at The Money Summit 2026 agreed that Ghana has restored macroeconomic stability after a difficult adjustment period, with inflation falling to 3.4 percent and interest rates declining significantly, but warned that significant structural weaknesses continue to threaten the recovery's sustainability.

    3 June 2026 · Business & Financial Times →

Monday 25 May

  1. FSC steps up reforms to stabilize Ghana's financial system

    The Financial Stability Council has intensified reforms aimed at reducing risks and strengthening Ghana's financial sector through increased regulatory cooperation, technical team training, and new monitoring systems for virtual assets. The FSC is also preparing for Ghana's third Mutual Evaluation by GIABA to strengthen financial security measures against money laundering and terrorism financing.

    25 May 2026 · The Chronicle →

Friday 22 May

  1. BoG, GRA, SIC Insurance lead Ghana's 2026 World Cup fundraising

    Ghana's World Cup fundraising campaign has received contributions from the Bank of Ghana (GH¢5 million), Ghana Revenue Authority (US$300,000), SIC Insurance (GH¢1 million), Timeline and Innovation Company Limited (GH¢2 million total), and the National Pensions Regulatory Authority (GH¢500,000). The fundraising committee is in its final phase with about two weeks remaining before the tournament begins on June 11.

    22 May 2026 · Business & Financial Times →

  2. Pension leaders urge stronger commitment to retirement security

    Pension industry leaders have called for renewed commitment to strengthen the sustainability of Ghana's pension sector and protect contributors' retirement income security. The appeal came during the eighth edition of the Pension Strategy conference in Accra, where stakeholders examined the investment landscape and future of pension fund management.

    22 May 2026 · Daily Guide →

Thursday 21 May

  1. Bank of Ghana leading sustainable finance roadmap development

    The Bank of Ghana is working with the Securities and Exchange Commission, National Insurance Commission, and National Pensions Regulatory Authority to develop a sustainable finance roadmap to ensure green finance practices are aligned across the financial sector. The BoG is implementing a 10-point sustainability plan and emphasizes integrating environmental, social, and governance risks into financial institutions' core activities and long-term objectives.

    21 May 2026 · Business & Financial Times →

Monday 18 May

  1. Opinion: Pension funds could address Ghana's university hostel crisis

    An opinion piece argues that pension funds could help solve Ghana's rising university hostel accommodation costs, which range from GH¢7,000 to GH¢24,000 depending on occupancy rates. The author, a university chancellor, notes that hostel fees have become unaffordable for many students and parents already struggling with tuition and living expenses.

    18 May 2026 · Daily Guide →

  2. Ghana's three-tier pension system faces sustainability and coverage challenges

    Ghana operates a mandatory three-tier pension scheme introduced under the National Pensions Act, 2008, comprising SSNIT-managed first-tier benefits, privately managed second-tier lump-sum retirement benefits, and a voluntary third tier for informal-sector workers. Workers and employers together contribute 18.5% of basic salary to the system, though the article indicates that significant challenges continue to threaten its effectiveness, sustainability, and public confidence.

    18 May 2026 · Business & Financial Times →

Saturday 16 May

  1. Pension funds proposed to address Ghana university hostel crisis

    An opinion piece argues that pension funds could help solve Ghana's university hostel accommodation crisis, where costs range from GHC7,000 to GHC24,000 and have become unaffordable for many students and families already struggling with tuition and living expenses.

    16 May 2026 · Joy Online →

Monday 11 May

  1. Ghana expands pension coverage through data-driven inclusion for informal workers

    Ghana is exploring data-driven approaches to extend pension coverage to informal sector workers, using digital financial services and data from mobile money platforms and digital identity systems to design more responsive products. However, this shift raises questions about privacy, consent, fairness, and accountability for workers with limited financial and digital literacy.

    11 May 2026 · Business & Financial Times →

  2. Ghana's investment sector should adopt GIPS compliance standards

    The Ghanaian investment industry lacks standardized global performance reporting practices, affecting investor confidence and credibility. Adoption of the Global Investment Performance Standards (GIPS), developed by the CFA Institute, is presented as essential for Ghana to position itself as a West African financial hub and attract domestic and international capital.

    11 May 2026 · Business & Financial Times →

Tuesday 5 May

  1. GNAT calls for significantly increased basic education funding

    The Ghana National Association of Teachers has renewed its call on government to significantly increase funding for basic education, describing current allocations as inadequate to support quality teaching and learning. GNAT's National President noted that budgetary allocation to basic education remained disproportionately low compared to other sectors within the Ministry of Education.

    5 May 2026 · Joy Online →

Thursday 30 April

  1. NPRA reforms boost Ghana's pensions sector governance and modernisation

    Ghana's National Pensions Regulatory Authority has implemented a Risk-Based Supervisory System and is developing a Pensions Digital Ecosystem to modernise pension administration, strengthen governance, and expand coverage since 2025.

    30 April 2026 · Business & Financial Times →

Wednesday 29 April

  1. NPRA launches digital ecosystem to modernise Ghana's pension system

    The National Pensions Regulatory Authority is developing an integrated digital platform called the Pensions Digital Ecosystem to centralise and modernise Ghana's pension administration. The platform will enable digital registration of contributors, mobile money payments, real-time contribution tracking, biometric verification through the Ghana Card, and strengthen regulatory oversight.

    29 April 2026 · Joy Online →

National Pensions Regulatory Authority — Ghanaian press coverage · Ghana Minute