Also known as: SSNIT
Social Security and National Insurance Trust — Ghana's statutory pension scheme administrator managing contributors' retirement savings and pensioner benefits, recently launching membership value programmes and digital services.
Verbatim sentences from the source article.
Business & Financial Times
… Assisting her as Vice President is Woelinam Dogbe, FCIB, the Deputy Director-General of Investment and Development at the Social Security and National Insurance Trust (SSNIT). …
Dr. Ellen Ohene-Afoakwa elected president of Chartered Institute of BankersJoy Online
… Ghana’s Pension Scheme Ranked Favourably The Director General of SSNIT, Kwesi Afreh Biney, for his part, said Ghana’s pension scheme is doing very well as it ranked favourably globally. …
Deloitte: We will help businesses, workers reshape pension thinking and secure their futureJoy Online
Director-General of the Social Security and National Insurance Trust (SSNIT), Kwasi Afreh Biney, says La Palm Royal Beach Hotel has returned to profitability for the first time in years. …
‘We don’t even remember the last time’ – La Palm returns to profit after years in the redJoy Online
The Social Security and National Insurance Trust (SSNIT) plans to expand the Labadi Beach Hotel, citing the facility’s strong financial performance and its position as one of the Trust’s most successful investments. …
SSNIT eyes expansion of Labadi Beach Hotel as profits surgeJoy Online
Director-General of the Social Security and National Insurance Trust (SSNIT), Kwasi Afreh Biney, says the Trust is considering alternative management models. …
SSNIT considers leasing loss-making hotels as turnaround plan takes shapeJoy Online
… Combined with his SSNIT pension, it paid for his medication, daily meals, utility bills and basic comforts. …
The Pensioner’s Dilemma: What falling interest rates really mean for retirees in GhanaJoy Online
Director-General of the Social Security and National Insurance Trust (SSNIT), Kwasi Afreh Biney, has disclosed that Labadi Beach Hotel paid the Trust GH¢17.8 million in dividends and is expected to deliver an even bigger payout this year. …
Labadi Beach Hotel pays SSNIT GH¢17.8m dividend, bigger payout expected this year – Afreh BineyJoy Online
Director-General of the Social Security and National Insurance Trust (SSNIT), Kwasi Afreh Biney, has firmly ruled out any sale of the Trust’s hotel investments. …
We will not sell them – SSNIT boss ends speculation over Labadi Beach Hotel and La PalmJoy Online
Director-General of the Social Security and National Insurance Trust (SSNIT), Kwasi Afreh Biney, has cautioned against any attempt to unilaterally increase Ghana’s retirement age. …
Retirement age reform requires national consensus, not a SSNIT decision – Afreh BineyJoy Online
Director-General of the Social Security and National Insurance Trust (SSNIT), Kwasi Afreh Biney, has cautioned against any rushed decision to increase Ghana’s retirement age. …
Extending retirement age could delay opportunities for youth by up to 7 years – SSNIT bossThe Ghana Police Service and Ministry of Education are among 254 public institutions fined GH₵20,000 each by the Right to Information Commission for failing to submit 2025 annual reports. Both are repeat offenders; the Ministry of Education has faced four penalties and the Police Service three since 2020.
5 August 2026 · Joy Online →
The Ghana Police Service and Ministry of Education are among 254 public institutions fined GH₵20,000 each by the Right to Information Commission for failing to submit 2025 annual reports. Both are repeat offenders; the Ministry of Education has faced four penalties and the Police Service three since 2020.
5 August 2026 · Joy Online →
The Electricity Company of Ghana has announced a temporary load management exercise in Volta and Oti Regions following a technical fault on a transformer at GRIDCo's Asiekpe Bulk Supply Point, with two phases of outages scheduled for August 2–4 affecting multiple communities.
3 August 2026 · Joy Online →
The opposition New Patriotic Party has accused Ghana's NDC government of systematically undermining constitutional governance through judicial interference and selective justice, citing the Court of Appeal's acquittal of former MASLOC CEO Sedina Christine Tamakloe Attionu as evidence of a pattern threatening democratic credentials.
3 August 2026 · The Chronicle →
The opposition NPP has accused Attorney General Dominic Ayine of using his office to secure the release of NDC members and allies facing corruption prosecutions, citing the Court of Appeal's acquittal of former MASLOC CEO Sedina Tamakloe-Attionu and discontinuation of the SSNIT financial loss case as examples of what it claims is a deliberate pattern.
31 July 2026 · Joy Online →
The Ghana League Clubs Association has urged clubs in the Ghana Premier League, Division One League, and Women Premier League to apply for Social Security and National Insurance Trust (SSNIT) Clearance Certificates ahead of the new season, with a deadline of July 27. The certificates are required under the Club Licensing programme to ensure contributions are made for players' retirement and post-career wellbeing.
22 July 2026 · The Ghanaian Times →
Ghana's National Communications Authority has invited applications for 5G network spectrum licenses from Mobile Network Operators, MVNOs, BWA providers, ISPs, and 100% Ghanaian-owned new entrants, with a deadline of August 5, 2026. Applicants must submit certificates of incorporation, data protection registration, tax clearance, and SSNIT documentation.
17 July 2026 · Joy Online →
Ghana's National Communications Authority has invited applications from MNOs, MVNOs, BWA providers, ISPs, and Ghanaian-owned new entrants to operate 5G networks. The deadline for applications is August 5, 2026, and applicants must submit certificates from the Registrar of Companies, Data Protection Commission, a Tax Clearance Certificate, and SSNIT registration where applicable.
17 July 2026 · Joy Online →
The Chartered Institute of Bankers Ghana has elected Dr. Ellen Ohene-Afoakwa, Managing Executive for Corporate and Investment Banking at Absa Bank Ghana Ltd, as president for a two-year tenure during its sixth annual general meeting on 25 June 2026. Her priorities include education, skills development, and staff welfare.
14 July 2026 · Joy Online →
An opinion piece calls for society to honour and support elderly citizens who sacrificed for families and communities, warning against abandonment and loneliness in old age and urging families and communities to ensure the aged receive necessary care, companionship, and dignity.
10 July 2026 · Joy Online →
The Social Security and National Insurance Trust (SSNIT) celebrated Madam Zenaibu Saaka Dagomba, Ghana's oldest female pensioner, on her 100th birthday in Wa Zongo, Upper West Region. The honour recognised her decades of contribution to the national pension scheme and formed part of SSNIT's outreach programme to strengthen engagement with pensioners across the country.
9 July 2026 · The Ghanaian Times →
The Social Security and National Insurance Trust has launched a Membership Value Programme in partnership with Ecobank Ghana, offering members and pensioners a free SSNIT-branded prepaid Visa card with access to digital healthcare, business discounts, reduced airfares, and cashless payments. The initiative aims to improve members' quality of life during their working years and attract new contributors, particularly from Ghana's informal sector.
9 July 2026 · Joy Online →
Ghana's Social Security and National Insurance Trust will launch a Membership Value Programme offering value-added benefits and services to contributors and pensioners beyond statutory pensions. The initiative, part of SSNIT's strategy to improve customer experience, follows the introduction of its Telehealth Service for retirees.
9 July 2026 · Joy Online →
Ghana's Social Security and National Insurance Trust has launched a Membership Value Programme offering contributors and pensioners benefits beyond statutory pensions, including a SSNIT MVP Prepaid Card that serves as both a membership ID and a Visa-enabled card for local and international transactions.
8 July 2026 · Joy Online →
Three Dreamer Manufacturing issued a public advisory after heavy rainfall flooded its warehouse in the Motorway Industrial Area on June 29, 2026, contaminating stock. The company warned that unscrupulous individuals are retrieving and reselling flood-damaged products to retailers, and cautioned that such items are unfit for sale and pose health and safety risks.
7 July 2026 · Joy Online →
The Bank of Ghana's May 2026 Monetary Policy Report shows job adverts in selected print and online media declined to 2,818 in April 2026 from 3,388 in April 2025, a 16.8% year-on-year drop. For the first four months of 2026, advertised jobs fell 5.4% to 12,326 from 13,036 in the same period last year, though private sector SSNIT contributors improved 5.4% to 1,135,379 in March 2026.
5 July 2026 · Joy Online →
Ghana's domestic VAT collections rose 20.8% year-on-year in the first quarter of 2026 to GH¢5.818 billion, while retail sales grew 5.0% cumulatively but declined 1.9% in March alone. Manufacturing indicators improved, with direct taxes climbing 20.4% in Q1.
5 July 2026 · Joy Online →
The Social Security and National Insurance Trust, in collaboration with the National Pensioners Association, honoured Ima Zenabu Dagomba on her 100th birthday in Wa, recognising her as Ghana's oldest female pensioner with over three decades in secure retirement. The occasion included presentation of gifts and announcements of new SSNIT initiatives to improve welfare for contributors and pensioners.
1 July 2026 · Joy Online →
Ghana's government will not hold major renegotiations on public sector conditions of service in 2026, Vice President Professor Naana Jane Opoku-Agyemang announced at the Annual National Labour Conference in Ho. Instead, government will implement targeted and modest adjustments to selected allowances while completing work on a comprehensive compensation framework and establishing an Independent Emolument Commission to stabilize remuneration.
1 July 2026 · Daily Guide →
Nearly two decades after Ghana instituted the Three-Tier Pension Scheme under the National Pensions Act of 2008, the reform has recorded notable successes in diversifying retirement income sources and modernising pension management, but significant challenges remain that require urgent attention to achieve the vision of retirement with dignity for all workers.
1 July 2026 · Business & Financial Times →
The Bank of Ghana's share of domestic debt holdings decreased to 17.5% at end-December 2025 from 18.9% a year earlier, while domestic money banks' holdings increased to 25.1% and SSNIT holdings rose to 1.9%. The domestic debt stock reached GH¢333.76 billion (23.3% of GDP) in December 2025, up from GH¢309.84 billion (26.2% of GDP) the previous year, with external debt standing at US$29.40 billion (21.4% of GDP).
1 July 2026 · Joy Online →
The Chartered Institute of Bankers Ghana has elected Dr. Ellen Ohene-Afoakwa, Managing Executive for Corporate and Investment Banking at Absa Bank Ghana Ltd, as president for a two-year term. She has prioritized education, skills development, and staff welfare for the incoming council.
25 June 2026 · Business & Financial Times →
Deloitte Ghana announced its readiness to help businesses and workers rethink pensions and take steps toward securing their future. According to a partner at the firm, securing tomorrow requires deliberate action from regulators, fund managers, employers, and employees.
22 June 2026 · Joy Online →
The director-general of SSNIT announced that La Palm Royal Beach Hotel has returned to profitability for the first time in years as efforts to revive struggling hotel investments show early signs of working. SSNIT has no plans to sell any of its hotel investments despite performance challenges at some assets.
18 June 2026 · Joy Online →
SSNIT plans to expand Labadi Beach Hotel by increasing its number of rooms, citing strong financial performance and consistent dividend payouts. The Director-General stated that SSNIT will not sell stakes in the hotel, and expects higher dividend payments this year after the hotel posted profit before tax in excess of ¢67 million in 2024.
18 June 2026 · Joy Online →
SSNIT's Director-General says the Trust is considering leasing out some loss-making hotel assets as part of a turnaround plan, while assuring that it will not sell any hotel investments. He highlighted that Labadi Beach Hotel remains one of SSNIT's strongest investments, having paid ¢17.8 million in dividends for 2024.
18 June 2026 · Joy Online →
As the Bank of Ghana's policy rate influences interest rates across the economy, pensioners who depend on fixed deposits and savings face shrinking returns, creating financial strain for retirees who planned their post-employment income around higher interest earnings.
17 June 2026 · Joy Online →
The Social Security and National Insurance Trust's Director-General said Labadi Beach Hotel paid SSNIT GH¢17.8 million in dividends for 2024 and is expected to deliver a larger payout this year once accounts are audited, citing the hotel's strong profitability with profit before tax exceeding GH¢67 million.
17 June 2026 · Joy Online →
SSNIT Director-General Kwasi Afreh Biney has firmly declared that neither Labadi Beach Hotel nor La Palm Royal Beach Hotel will be sold, dismissing speculation about the Trust's hospitality investments. He cited Labadi Beach Hotel's strong performance, noting it paid ¢17.8 million in dividends for 2024 and achieved profit before tax exceeding ¢67 million.
17 June 2026 · Joy Online →
SSNIT Director-General Kwasi Afreh Biney has cautioned against unilateral increases to Ghana's retirement age, arguing that such changes must emerge from broad national consultations. While acknowledging that longer lifespans and demographic shifts have strengthened the case for extending retirement age, he emphasised that any decision must balance pension sustainability, employment creation, and opportunities for younger generations.
17 June 2026 · Joy Online →
The SSNIT Director-General cautioned against hastily extending Ghana's retirement age, warning it could delay employment opportunities for young people by up to seven years. He acknowledged longer lifespans and stronger health outcomes support working past 60, but argued the decision must weigh unemployment rates and job availability, and require broad stakeholder consultation rather than institutional decisions.
17 June 2026 · Joy Online →