Also known as: the Bank of Ghana · the Central Bank
Ghana's central bank responsible for monetary policy, financial sector regulation, and payment systems oversight, currently maintaining cautious policy amid inflation concerns.
Verbatim sentences from the source article.
The Ghanaian Times
… The Bank of Ghana Chair in Finance and Economics, Professor Imhotep Alagidede, described the African diaspora as one of the continent’s greatest economic assets. …
DOOR initiative launches Open Door Dialogues to boost diaspora tiesJoy Online
… The latest Summary of Economic and Financial Data released by the Bank of Ghana shows that total exports at the end of June 2026 increased significantly from the $13.7 billion recorded during the same period in 2025. …
Gold boom pushes Ghana’s export earnings to record $18.2bn in first half of 2026Joy Online
… Citing figures from the Bank of Ghana’s 2025 financial statements, he claimed that about GH¢16 billion had been spent on sterilisation operations, while approximately GH¢9.6 billion had been incurred through gold-related losses. …
9 weeks after IMF exit, gov’t is back for $1bn in loans – Oppong Nkrumah questions fiscal strategyJoy Online
… According to the July 2026 Summary of Economic and Financial Data by the Bank of Ghana, the country’s reserves stood at $14.15 billion in March 2026, higher than US$13.82 billion in December 2025. …
Ghana’s gross reserves plummet to US$12.94bn in June 2026, but trade surplus hits US$8.80bnJoy Online
… According to the July 2026 Summary of Financial and Economic Data by the Bank of Ghana, the country’s public debt has been increasing since January 2026. …
Ghana’s public debt hits GH¢720.8bn in May 2026Joy Online
The Bank of Ghana has indicated that it will soon take regulatory action against unlicensed Digital Credit Service Providers (DCSPs) operating in the country. …
BoG warns of regulatory action against Unlicensed Digital Credit Service ProvidersJoy Online
The Bank of Ghana (BoG) says it is reviewing the effectiveness of reforms introduced to strengthen monetary policy transmission in the banking sector. …
BoG reviews effectiveness of cash reserve ratio reformJoy Online
… Publish Gender-Disaggregated Data Across the Sector The Bank of Ghana should require every licensed financial institution and payment service provider to publish gender-disaggregated data on account ownership, product usage, credit approval rates, and complaint outcomes. …
She is already powering Ghana’s economy – Now fintech must learn to serve herThe Ghanaian Times
… A month earlier the Bank of Ghana had published something with sharper teeth. Its Cyber and Information Security Directive, analysts noted, states that sensitive financial data must be stored within Ghana, an enforceable sovereignty requirement reaching banks, fintechs and the wi …
What Has Ghana’s Big Push and Sovereignty Laws Got to Do With an Ivorian Named Hassan Dakhlallah?Daily Guide
… Johnson Asiama The Governor of the Bank of Ghana (BoG), Dr. Johnson Asiama, has stated that the introduction of Community Banks across the country will improve access to finance for artisans as well as small and medium-sized enterprises (SMEs). …
BoG To Introduce Community Banks NationwideMobileMoney Fintech Limited has assured customers that funds in mobile money wallets are protected through regulated trust accounts maintained with partner banks and supervised by the Bank of Ghana. Electronic money is held by partner banks rather than directly by payment service providers or fintech companies.
7 hours ago · The Chronicle →
MobileMoney Fintech Limited has assured customers that funds in mobile money wallets are protected through regulated trust accounts maintained with partner banks and supervised by the Bank of Ghana. Electronic money is held by partner banks rather than directly by payment service providers or fintech companies.
7 hours ago · The Chronicle →
Deloitte expects the Bank of Ghana to maintain its cautious, data-dependent monetary policy stance as inflation gradually rises toward the 6%+/–10% target band, with oil prices, utility tariffs and exchange-rate pressures presenting upside risks, while gold and cocoa exports support the external sector.
13 hours ago · Joy Online →
Mobile money transactions reached 954 million valued at GHS492.9 billion in June 2026, up from GHS323.2 billion in June 2025, according to Bank of Ghana data. Registered mobile money accounts grew to 84.6 million, while the float held in wallets reached a record GHS40 billion.
30 July 2026 · Joy Online →
The IMF approved Ghana's final US$371 million disbursement under its Extended Credit Facility after acknowledging corrective measures by the Bank of Ghana to end temporary government financing that had breached lending limits. The BoG reaffirmed its commitment to zero monetary financing of government budgets to safeguard price stability and protect the cedi.
30 July 2026 · Joy Online →
Ghana's government has incorporated a Women's Development Bank and is seeking regulatory approval from the Bank of Ghana to expand economic opportunities for women and address long-standing financing gaps that have limited the growth of women-led businesses and enterprises.
29 July 2026 · Joy Online →
The Western Regional Police Command impounded about 700 vehicles for using unapproved emergency equipment including sirens and lamps. The operation, part of a nationwide crackdown, removed illegally installed beacons and strobe lights, and since the exercise began about a month ago, police have impounded about 4,626 vehicles for violating Regulations 74 and 65 of the Road Traffic Regulations 2012.
29 July 2026 · Daily Guide →
MTN Ghana has formally separated its Mobile Money operations from its core telecommunications business, creating Mobile Money Fintech Ltd. as a standalone unit effective March 31, 2026, to focus on digital financial services and comply with the Bank of Ghana's Payment Systems and Services Act. The restructuring allows the unit to raise capital, expand services, and attract external investors, while existing customer services and accounts remain unchanged.
29 July 2026 · Joy Online →
Fitch Solutions projects Ghana's inflation will rise to 9% by the end of 2026, driven largely by renewed pressure on the cedi, and further to 13.2% by end-2027 due to stronger domestic demand, imported inflation, and food price increases linked to weather disruptions. The forecast contrasts with Finance Minister Dr Cassiel Ato Forson's projection of 5% inflation by December.
29 July 2026 · Joy Online →
All six voting members of the Bank of Ghana's Monetary Policy Committee voted to keep the policy rate at 14%, citing concerns about inflation outlook despite improved economic indicators. The committee adopted a "wait and see" approach due to recent upticks in headline and core inflation, elevated external risks, and rising inflation expectations.
29 July 2026 · Joy Online →
The Bank of Ghana's Governor and all six Monetary Policy Committee members voted unanimously to keep the policy rate at 14%, citing concerns about inflation outlook and downside risks despite improved economic indicators. The committee adopted a cautious approach, citing uncertainty in inflation outlook and the Middle East war.
29 July 2026 · Joy Online →
An analysis compares Ghana's 2026 budget commitments against first-half 2026 reported figures from the mid-year fiscal policy review, examining infrastructure spending and other sectoral allocations with citations to both budget documents and their appendices.
28 July 2026 · Joy Online →
The IMF has approved the final review of Ghana's three-year Extended Credit Facility programme, unlocking a final disbursement of $371 million and bringing total receipts to $3 billion. Ghana will now transition to a 36-month Policy Coordination Instrument with the IMF to support ongoing economic reforms without providing new financing.
28 July 2026 · The Ghanaian Times →
Sagnarigu MP Atta Issah has argued that budget performance should be judged by its impact on citizens' lives and macroeconomic indicators rather than political rhetoric. He cited improvements including inflation within 8%, bank lending rates down to 15.6%, and a 32.8% increase in private sector credit as evidence the economy is strengthening.
28 July 2026 · Joy Online →
The Head of FinTech and Innovation at the Bank of Ghana has called for a shift from simply expanding access to financial services to improving the financial well-being of Ghanaians, arguing that while the country has increased payments and account access, products offering long-term security—such as savings, credit, insurance, and pensions—remain unavailable to many, particularly women, informal workers, rural communities, and MSMEs.
28 July 2026 · Joy Online →
The IMF Executive Board has approved the sixth and final review of Ghana's US$3 billion Extended Credit Facility programme, unlocking a final disbursement of approximately US$371 million and concluding the three-year bailout launched in May 2023. Ghana will transition to a new 36-month Policy Coordination Instrument (PCI) that does not provide financing but is designed to sustain reforms and strengthen investor confidence, with the IMF stressing that the end of the bailout does not mark the end of reforms.
28 July 2026 · Joy Online →
The Bank of Ghana says innovation in the financial sector must be supported by strong regulation and consumer protection to ensure sustainable financial inclusion. The central bank pledged to strengthen oversight of digital financial services through high licensing standards, enhanced consumer protection, and a common early warning system for cyber resilience.
28 July 2026 · Joy Online →
The Institute for Economic Research and Public Policy has called on the government to fully disclose the accumulated liabilities of State-Owned Enterprises and the Bank of Ghana's capital position, saying the 2026 Mid-Year Budget Review presents an incomplete picture of the country's fiscal health. The think tank noted that while the budget review acknowledges SOEs have accumulated liabilities equivalent to about three percent of GDP annually over the past decade and that a GH¢5 billion bond was issued in March to recapitalize the Bank of Ghana, it fails to disclose the total liabilities in cedi terms.
28 July 2026 · Daily Guide →
The Bank of Ghana says its regulatory framework aims to foster innovation while protecting consumers and maintaining financial system stability. According to the Head of the DEMI & PSP Office, regulation should complement innovation and safeguard vulnerable users of digital financial services.
28 July 2026 · Joy Online →
The Bank of Ghana reported that fraud cases in Ghana's digital financial services sector increased by 48 per cent in 2025, concentrated in payment services. The central bank is tightening licensing requirements and enhancing consumer protection measures to address the growing risks.
28 July 2026 · Joy Online →
The IMF Executive Board has approved the final review of Ghana's three-year US$3 billion Extended Credit Facility programme, unlocking a final disbursement of approximately US$371 million and bringing total disbursements to the full US$3 billion. The Ministry of Finance described the completion as a major milestone in Ghana's economic recovery, reflecting progress in restoring macroeconomic stability through fiscal discipline and structural reforms.
28 July 2026 · The Chronicle →
The Bank of Ghana says improving lending conditions across the financial sector strengthen the case for regulatory reforms to support innovation and digital financial services while maintaining financial stability. The central bank is modernising its regulatory frameworks to encourage innovation in digital transformation and financial inclusion.
28 July 2026 · Joy Online →
SMEs in Ghana and Africa have unrealised potential due to deficient financial management capabilities; research by the University of Ghana Business School indicates that targeted financial literacy interventions can increase SME profits by approximately 26%, and digital financial tools offer a pathway to formalisation and sustainable growth.
28 July 2026 · Joy Online →
Ecobank's Executive Director of Corporate and Investment Banking said digital innovation is reshaping how people live, work, and transact, redefining access to economic opportunity and enabling individuals, businesses, and communities to participate in the formal economy regardless of geography, income, or background.
28 July 2026 · Joy Online →
The CEO of Servistar Minwax (WA) Limited has rejected a GH¢79,651,132.62 judgment debt awarded by Accra High Court against the Ghana Revenue Authority, saying his company is entitled to only about GH¢8,951,543 and that accepting the larger amount would be unethical.
28 July 2026 · The Chronicle →
The inaugural Ecobank-Joy Business Financial Dialogue Series was held in Accra on Tuesday, July 28, 2026, bringing together regulators, financial institutions, fintech operators and industry leaders to discuss how digital payments and financial technology can expand access to formal financial services among underserved communities.
28 July 2026 · Joy Online →
Ghana's banking sector recorded strong growth in assets, deposits and loans during the first half of 2026, with total banking sector assets increasing to GH¢502.4 billion from GH¢384.3 billion year-on-year, while the sector maintained strong capital and liquidity positions and loan portfolio quality improved.
28 July 2026 · Joy Online →
The IMF has described Ghana's performance under its Economic Credit Facility programme as broadly satisfactory, noting that sustained reform efforts and favourable commodity prices have delivered macroeconomic stabilisation and debt sustainability gains, with inflation falling sharply, international reserves rebuilt beyond targets, and the primary fiscal balance swinging to a surplus.
27 July 2026 · Joy Online →
The IMF Executive Board has completed the sixth and final review of Ghana's US$3 billion, 39-month Economic Credit Facility arrangement and approved a disbursement of US$371 million. The Board also reviewed a new 36-month Policy Coordination Instrument and granted a waiver for a temporary breach of the ceiling on Bank of Ghana claims on central government and public entities under the domestic gold purchase programme.
27 July 2026 · Joy Online →
Access Bank Ghana participated in a five-day executive study tour in Kuala Lumpur organised by the Islamic Finance Research Institute of Ghana and Malaysia's International Islamic University, where participants studied non-interest banking, Takaful insurance, and Sukuk bonds to advance ethical finance and financial inclusion in Ghana.
27 July 2026 · Joy Online →
Ghana's three-year Extended Credit Facility programme with the IMF has been completed after the Fund's Executive Board approved the country's final review. The approval is expected to trigger the disbursement of more than US$300 million to Ghana and a new Policy Coordination Instrument, marking the end of the arrangement begun in 2023.
27 July 2026 · Joy Online →