Also known as: United Bank for Africa · UBA Ghana · United Bank for Africa (UBA) Ghana · United Bank for Africa Ghana · United Bank for Africa Ghana Ltd · United Bank for Africa (Ghana) Ltd · United Bank for Africa Ghana Ltd.
United Bank for Africa Ghana — commercial bank advancing digital banking and payment innovation, with NPL ratio reduced to 2.11% in 2025.
Verbatim sentences from the source article.
Joy Online
United Bank for Africa (UBA) Ghana has reinforced its position as a leading financial institution by topping the industry in reducing bad loans and enhancing asset quality. …
UBA Ghana tops industry with lowest bad loans, showing strong risk controlJoy Online
… Prior to joining UMB, Emmanuel Sackey served on the executive management team at United Bank for Africa as Country Treasurer for Ghana and Regional Treasurer for Anglophone West Africa. …
UMB strengthens its leadership with appointment of Emmanuel Sackey as Group Head of TreasuryJoy Online
… The Graduate Management Acceleration Programme (GMAP) at United Bank for Africa helps bridge this gap by providing talented young professionals with the opportunity to begin meaningful careers in banking, supported by hands-on experience and structured development. …
My Graduate Management Acceleration Programme journey at UBA GhanaTony Elumelu has been elected chairman of Seplat Energy, succeeding Senator Udoma Udo Udoma in January 2027. Engr. Effiong Okon has also been appointed Chief Executive Officer, effective 1 August 2026.
11 June 2026 · Business & Financial Times →
Tony Elumelu has been elected chairman of Seplat Energy, succeeding Senator Udoma Udo Udoma in January 2027. Engr. Effiong Okon has also been appointed Chief Executive Officer, effective 1 August 2026.
11 June 2026 · Business & Financial Times →
Tony Elumelu, founder and chairman of Heirs Holdings, has been appointed chairman of Seplat Energy effective January 2027, succeeding Senator Udoma Udo Udoma. Engr. Effiong Okon was also appointed Chief Executive Officer, commencing 1st August 2026.
10 June 2026 · Joy Online →
The Board of Seplat Energy has announced Tony Elumelu as the next Chairman, succeeding Senator Udoma Udo Udoma effective January 2027. The board has also appointed Engr. Effiong Okon as Chief Executive Officer from 1st August 2026.
10 June 2026 · Joy Online →
Ghana's payments landscape is transforming toward a more connected and inclusive financial ecosystem through digital banking adoption, with institutions like Ghana Interbank Payment and Settlement Systems strengthening interoperability. United Bank for Africa Ghana positions digital innovation as central to making banking simpler, faster, and more accessible for individuals and businesses.
10 June 2026 · Business & Financial Times →
Ghana's financial sector is shifting toward digital banking and electronic payments, with institutions like Ghana Interbank Payment and Settlement Systems strengthening interoperability. United Bank for Africa Ghana says digital innovation is central to making banking simpler and more accessible for individuals and businesses.
10 June 2026 · Business & Financial Times →
Universal Merchant Bank has appointed Victoria Esinam Attipoe as Branch Network Head for its Greater Accra Division to lead strategic transformation of the bank's branch network, enhance customer experience, and drive commercial growth in retail banking.
4 June 2026 · Business & Financial Times →
Universal Merchant Bank has appointed Victoria Esinam Attipoe as Branch Network Head for its Greater Accra Division. The bank describes the move as part of its focus on retail banking excellence, operational transformation, and customer-centric growth.
4 June 2026 · Joy Online →
UBA Ghana reported profit before tax of GH¢629.93 million in 2025, up 148 percent from GH¢253.58 million in 2024, driven by growth in net interest earnings, fees and commissions, and improved asset quality. Total assets expanded 17.2 percent to GH¢11.54 billion, supported by deposit growth of 17.9 percent to GH¢8.59 billion.
25 May 2026 · Business & Financial Times →
Fitch Ratings upgraded United Bank for Africa Ghana's Long-Term Issuer Default Rating to 'B' from 'B-' with a Positive Outlook, and its Viability Rating to 'B' from 'B-', citing improved asset quality, profitability, and capital strength. The upgrade reflects improvements in Ghana's sovereign rating and the bank's strong financial metrics, including an NPL ratio of 2.1% at end-2025 and a Total Capital Adequacy Ratio of 22.7% in Q1 2026.
25 May 2026 · Business & Financial Times →
United Bank for Africa Ghana has lowered its Non-Performing Loan (NPL) ratio from 29.40% in 2021 to 2.11% in 2025, with NPLs declining from GH¢334 million to GH¢28 million over the same period, through enhanced risk management and credit discipline. The achievement aligns with the Bank of Ghana's directive for banks to maintain NPL ratios below 10% by June 2026.
13 May 2026 · Business & Financial Times →
UBA Ghana has reduced its Non-Performing Loan ratio from 29.40% in 2021 to 2.11% in 2025, with NPLs declining from GH¢334 million to GH¢28 million over the same period, reflecting the bank's enhanced risk management framework and strong governance practices.
13 May 2026 · Joy Online →
Universal Merchant Bank has appointed Emmanuel Sackey, a treasury and financial markets expert with over two decades of experience across Ghana and Africa, as Group Head of Treasury. The appointment is part of UMB's strategic transformation and leadership evolution aimed at strengthening financial markets capabilities and positioning the bank for sustained growth.
29 April 2026 · Joy Online →
United Bank for Africa's Graduate Management Acceleration Programme (GMAP) provides young graduates with structured career development and hands-on experience in banking. The series features programme participants sharing their experiences, with one participant noting that banking involves strategy, customer understanding, and risk management beyond just transactions.
27 April 2026 · Joy Online →
An Accra Circuit Court has granted bail to a 30-year-old Guarantee Trust Bank relationship manager, Christopher Arthur, accused of stealing GH¢12 million from a customer between April 2025 and March 2026. Arthur pleaded not guilty to the stealing charge and was admitted to bail in the sum of GH¢12 million with four sureties.
23 April 2026 · The Chronicle →