Also known as: United Bank for Africa · UBA Ghana · United Bank for Africa (UBA) Ghana · United Bank for Africa Ghana · United Bank for Africa Ghana Ltd · United Bank for Africa (Ghana) Ltd · United Bank for Africa Ghana Ltd. · UBA/UMB
United Bank for Africa — pan-African bank operating in 20 countries, achieved 98.7% customer satisfaction in Ghana's 2025 banking index.
…as Asset Quality, Profitability and Capital Strength Improve Fitch Ratings has upgraded the Long-Term Issuer Default Rating (IDR) of United Bank for Africa Ghana Ltd to ‘B’ from ‘B-’, with a Positive Outlook, reflecting the Bank’s improved financial strength, resilient performan …
United Bank for Africa Ghana has reinforced its position as a leading financial institution, topping the industry through deliberate steps to lower bad loans and enhance asset quality. …
United Bank for Africa (UBA) Ghana has reinforced its position as a leading financial institution by topping the industry in reducing bad loans and enhancing asset quality. …
… Prior to joining UMB, Emmanuel Sackey served on the executive management team at United Bank for Africa as Country Treasurer for Ghana and Regional Treasurer for Anglophone West Africa. …
… The Graduate Management Acceleration Programme (GMAP) at United Bank for Africa helps bridge this gap by providing talented young professionals with the opportunity to begin meaningful careers in banking, supported by hands-on experience and structured development. …
Lead counsel for former NSB Director-General Kwabena Adu-Boahene concluded over 10 weeks of cross-examination of the prosecution's final witness in a GH¢49.1 million cybersecurity case at the High Court in Accra. The defence challenged whether a BNC Communications Bureau Limited account at UBA was authorised for national security operations, while the EOCO investigator maintained the account was unknown to the National Signals Bureau.
Lead counsel for former NSB Director-General Kwabena Adu-Boahene concluded over 10 weeks of cross-examination of the prosecution's final witness in a GH¢49.1 million cybersecurity case at the High Court in Accra. The defence challenged whether a BNC Communications Bureau Limited account at UBA was authorised for national security operations, while the EOCO investigator maintained the account was unknown to the National Signals Bureau.
A $350 million Dam Spillage Flood Control Project will begin in December 2026 and run for two years, involving construction of a reinforced concrete levee canal from Weija Dam to the Atlantic Ocean to prevent flooding of downstream communities caused by dam spillage.
A $350 million Dam Spillage Flood Control Project is set to commence in December 2026 and be completed by December 2028 to address perennial flooding from the Weija Dam. The initiative, led by the Weija-Gbawe Municipal Assembly and Hi-Limit Group, will construct a reinforced concrete levee canal to channel excess water directly to the Atlantic Ocean and develop inner town roads in Tetegu.
Fitch Ratings reports that Ghanaian banks' credit profiles are benefiting from improved creditworthiness and stabilised economic conditions following sovereign debt restructuring, with the sector's capital adequacy ratio at 20.4% well above minimum requirements and impaired loans declining.
A $350 million Dam Spillage Flood Control Project is set to begin in December 2026 and be completed by December 2028, involving construction of a reinforced concrete levee canal from the Weija Dam to the Atlantic Ocean to prevent downstream flooding. The initiative, led by the Weija-Gbawe Municipal Assembly and Hi-Limit Group, will channel excess water directly to the ocean and develop inner town roads in Tetegu.
Drive to Inspire–Africa organised a collaborative outreach with partners including UBA, Wholesome Mind Summit, Golden Coast Developers, and Ghana Armed Forces to equip University of Environment and Sustainable Development students with knowledge and guidance on career development, mental health, financial literacy, and sustainable development.
UBA Ghana achieved a customer satisfaction score of 98.7 per cent, the highest among all banks assessed in the 2025 Ghana Customer Satisfaction Index report, and placed second in consumer banking service quality with a score of 93.4 per cent.
Ghana's banking industry maintains high service quality at 88.2 percent in 2025, though this represents a slight decline from prior years. According to the 2025 Ghana Customer Satisfaction Index report, consumer banking customer satisfaction has eased slightly while banks continue to perform strongly in service delivery, but converting satisfied customers into brand advocates remains a growing challenge.
The Managing Director of United Bank for Africa (UBA) Ghana called on corporate institutions to strengthen partnerships with faith-based organisations to support vulnerable communities, citing the bank's collaboration with the Anglican Church of Ghana on education, water and sanitation, and health projects.
The Concerned Citizens of Ghana has urged the Government of Ghana to engage Nigerian authorities over alleged coordinated attacks on Jonah Capital Nigeria Limited, a Ghanaian-owned developer of Abuja's River Park Estate, warning that inaction could harm bilateral relations and investor confidence in ECOWAS.
The Concerned Citizens of Ghana has urged the Government of Ghana to engage Nigerian authorities over alleged coordinated attacks on Jonah Capital Nigeria Limited, a Ghanaian-owned developer of Abuja's River Park Estate, warning that inaction could damage bilateral relations and investor confidence in ECOWAS.
United Bank for Africa announced that Group Chairman Tony Elumelu will conclude his 12-year tenure on August 21, 2026, with Emmanuel N. Nnorom named as his successor. UBA credited Elumelu with transforming the bank from a Nigerian institution into "Africa's Global Bank."
JoyNews has partnered with the National Disaster Management Organisation to mobilise relief support for victims of Monday's floods, appealing for donations of clothing, medicine, water, foodstuff, blankets and money. The Director for Man-Made Disasters at NADMO said resources are insufficient and called for public support alongside ongoing government relief efforts.
UBA Ghana and Brussels Airlines have launched a summer travel campaign offering UBA customers a 15% discount on Brussels Airlines tickets for holidays, business trips, and family visits.
UBA Ghana hosted the UBA Fintech Conference 2026 at the Marriott Hotel, bringing together fintech innovators, financial institutions, investors, and industry leaders to explore digital transformation and financial inclusion across Africa. Board member Linda Naa Dzama Quaynor emphasised that future financial services will be driven by collaboration between banks and fintechs, and highlighted UBA's presence in 20 African countries and key international financial centres as positioning it to support innovation.
UBA Ghana and Brussels Airlines have launched a summer travel campaign offering UBA customers an exclusive 15% discount on Brussels Airlines tickets for international travel during the holiday season.
Tony Elumelu has been elected chairman of Seplat Energy, succeeding Senator Udoma Udo Udoma in January 2027. Engr. Effiong Okon has also been appointed Chief Executive Officer, effective 1 August 2026.
Tony Elumelu, founder and chairman of Heirs Holdings, has been appointed chairman of Seplat Energy effective January 2027, succeeding Senator Udoma Udo Udoma. Engr. Effiong Okon was also appointed Chief Executive Officer, commencing 1st August 2026.
The Board of Seplat Energy has announced Tony Elumelu as the next Chairman, succeeding Senator Udoma Udo Udoma effective January 2027. The board has also appointed Engr. Effiong Okon as Chief Executive Officer from 1st August 2026.
Ghana's payments landscape is transforming toward a more connected and inclusive financial ecosystem through digital banking adoption, with institutions like Ghana Interbank Payment and Settlement Systems strengthening interoperability. United Bank for Africa Ghana positions digital innovation as central to making banking simpler, faster, and more accessible for individuals and businesses.
Ghana's financial sector is shifting toward digital banking and electronic payments, with institutions like Ghana Interbank Payment and Settlement Systems strengthening interoperability. United Bank for Africa Ghana says digital innovation is central to making banking simpler and more accessible for individuals and businesses.
Universal Merchant Bank has appointed Victoria Esinam Attipoe as Branch Network Head for its Greater Accra Division to lead strategic transformation of the bank's branch network, enhance customer experience, and drive commercial growth in retail banking.
Universal Merchant Bank has appointed Victoria Esinam Attipoe as Branch Network Head for its Greater Accra Division. The bank describes the move as part of its focus on retail banking excellence, operational transformation, and customer-centric growth.
UBA Ghana reported profit before tax of GH¢629.93 million in 2025, up 148 percent from GH¢253.58 million in 2024, driven by growth in net interest earnings, fees and commissions, and improved asset quality. Total assets expanded 17.2 percent to GH¢11.54 billion, supported by deposit growth of 17.9 percent to GH¢8.59 billion.
Fitch Ratings upgraded United Bank for Africa Ghana's Long-Term Issuer Default Rating to 'B' from 'B-' with a Positive Outlook, and its Viability Rating to 'B' from 'B-', citing improved asset quality, profitability, and capital strength. The upgrade reflects improvements in Ghana's sovereign rating and the bank's strong financial metrics, including an NPL ratio of 2.1% at end-2025 and a Total Capital Adequacy Ratio of 22.7% in Q1 2026.
United Bank for Africa Ghana has lowered its Non-Performing Loan (NPL) ratio from 29.40% in 2021 to 2.11% in 2025, with NPLs declining from GH¢334 million to GH¢28 million over the same period, through enhanced risk management and credit discipline. The achievement aligns with the Bank of Ghana's directive for banks to maintain NPL ratios below 10% by June 2026.
UBA Ghana has reduced its Non-Performing Loan ratio from 29.40% in 2021 to 2.11% in 2025, with NPLs declining from GH¢334 million to GH¢28 million over the same period, reflecting the bank's enhanced risk management framework and strong governance practices.
Universal Merchant Bank has appointed Emmanuel Sackey, a treasury and financial markets expert with over two decades of experience across Ghana and Africa, as Group Head of Treasury. The appointment is part of UMB's strategic transformation and leadership evolution aimed at strengthening financial markets capabilities and positioning the bank for sustained growth.
United Bank for Africa's Graduate Management Acceleration Programme (GMAP) provides young graduates with structured career development and hands-on experience in banking. The series features programme participants sharing their experiences, with one participant noting that banking involves strategy, customer understanding, and risk management beyond just transactions.
An Accra Circuit Court has granted bail to a 30-year-old Guarantee Trust Bank relationship manager, Christopher Arthur, accused of stealing GH¢12 million from a customer between April 2025 and March 2026. Arthur pleaded not guilty to the stealing charge and was admitted to bail in the sum of GH¢12 million with four sureties.